Regulatory Compliance Manager

Lloyds Bank Deutschland; Berlin; On-site; EUR 90,000 - 130,000; Full time

Job summary

Lloyds Bank Deutschland sucht eine erfahrene Compliance-Fachkraft, die MaRisk-Anforderungen interpretieren und implementieren kann. Sie fungieren als zentrale Compliance-Ansprechperson und unterstützen das Geschäft sowie Support-Funktionen mit pragmatischen Lösungen.

Sie überwachen regulatorische Entwicklungen von BaFin, Bundesbank, ECB, EBA und weiteren Aufsichtsbehörden, führen Risikoanalysen durch, bewerten Kontrollen und treiben die Weiterentwicklung des Compliance-Rahmens voran.

Qualifications

• MaRisk-Kenntnisse erforderlich.
• Mindestens 6 Jahre relevante Compliance-/Risikorexperience im Bankensektor.
• Starke Kenntnisse von MaRisk und dem deutschen Aufsichtsrecht.
• Erfahrung mit BaFin, Bundesbank, ECB und EBA.
• Ausgezeichnete Deutsch- und Englischkenntnisse.

Responsibilities

• Hauptansprechpartner Compliance für MaRisk-Interpretation und Umsetzung.
• Regulatorische Entwicklungen überwachen und deren Auswirkungen bewerten.
• Praktische Guidance und unabhängige Challenge zu Geschäfts- und Unterstützungsfunktionen geben.
• Weiterentwicklung des Compliance-Rahmens und Compliance-Risk-Profile unterstützen.
• Compliance-Risk-Assessments durchführen, Lücken identifizieren, Maßnahmen verfolgen.
• Monitoring-Aktivitäten und thematische Reviews durchführen, MaRisk-Fokus.

Skills

MaRisk knowledge

Regulatory affairs

Risk assessment

Stakeholder management

Regulatory reporting

German & English communication

Education

First State Examination in Law

Job description

• Act as a key Compliance contact for the interpretation and implementation of MaRisk requirements across the Bank.
• Monitor regulatory developments from BaFin, Bundesbank, ECB, EBA and other authorities and assess their impact on Lloyds Bank GmbH.
• Provide practical guidance and independent challenge to business and support functions on regulatory and conduct risk matters.
• Support the ongoing development and enhancement of the Bank's Compliance Framework and Compliance Risk Profile.
• Conduct compliance risk assessments and identify regulatory gaps, control weaknesses and remediation actions.
• Perform monitoring activities and thematic reviews, with a particular focus on MaRisk compliance.
• Assess the adequacy and effectiveness of compliance controls and validate remediation measures.

Regulatory Change & Governance

• Represent Compliance in regulatory change initiatives, strategic projects and new product approvals.
• Support the implementation of new regulatory requirements, including MaRisk, DORA, CRR/CRD and ECB expectations.
• Provide documented Compliance opinions on material business decisions and change initiatives.
• Contribute to regulatory reporting and senior governance forums.
• Deliver training and awareness activities on regulatory and compliance topics.

Stakeholder Management

• Build trusted relationships across the Bank while maintaining an independent second line of defence perspective.
• Communicate complex regulatory requirements in a clear and practical manner.
• Present findings, recommendations and risk assessments to stakeholders, including senior management.

Your knowledge/experience:

• 1st Legal State Examination, law degree or comparable qualification.
• At least 6 years of relevant experience in Compliance, Regulatory Affairs, Risk or a related function within the banking sector.
• Strong knowledge of MaRisk and the German banking regulatory environment.
• Experience working with regulatory requirements issued by BaFin, Bundesbank, ECB and EBA.
• Good understanding of banking products, processes, governance and control frameworks.
• Experience conducting compliance reviews, risk assessments and regulatory gap analyses.
• Ability to analyse complex regulatory topics and translate them into practical business solutions.
• Excellent analytical, organisational and stakeholder management skills.
• Strong communication skills in both German and English.
• Self-motivated, proactive and able to work independently in a dynamic environment