AVP - Ratings (Covered Bonds)

Moody; Frankfurt; Hybrid; EUR 120.000 - 180.000; Vollzeit

Zusammenfassung

Moody's in Frankfurt, Germany seeks an AVP in Ratings for EMEA Covered Bonds to lead credit analysis and monitoring of portfolios, using Moody's methodologies and AI-enabled workflows.

You will present independent credit opinions, collaborate with global teams, and mentor junior analysts while engaging with investors and issuers.

Qualifikationen

• Master's degree or MBA in finance, economics, econometrics, statistics, applied mathematics, financial engineering, accounting, law or another relevant quantitative field would be a plus
• Strong credit analysis and data interpretation skills needed for complex rating scenarios
• Experience with AI-enabled analytics and large-scale data analysis is advantageous

Aufgaben

• Manage the day-to-day credit analysis and monitoring of an assigned portfolio of EMEA covered bond programmes.
• Assess issuer credit strength, collateral pools, programme structures, cash flows, legal frameworks and documentation using Moody's methodologies and analytical tools.
• Formulate and substantiate independent credit opinions, ensure rating accuracy and apply methodologies consistently.
• Serve as the primary analyst on assigned credits, prepare rating committee materials, present recommendations and contribute actively to committee discussions.
• Monitor credit, market, macroeconomic, legal and regulatory developments affecting covered bonds.
• Produce clear and insightful transaction reports, sector research and other analytical publications.
• Support investor, issuer and intermediary engagement through meetings, presentations and responses to market enquiries.
• Collaborate with the EMEA Covered Bonds team and other SFG teams on analytical work, methodologies, projects and securitisation ratings.
• Use AI-enabled tools and other digital technologies to strengthen analysis and improve efficiency.

Kenntnisse

Credit analysis

Data analysis

Excel

SQL

Python/R

Econometrics/ML

AI in analytics

Communication

EN/DE fluency

Ausbildung

Master's degree or MBA

Tools

SQL

Python

R

Excel

Jobbeschreibung

Let's begin! AVP - Ratings (Covered Bonds) (14282)

At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action - enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.

If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.

Skills and Competencies

• Strong credit and analytical skills, with the ability to evaluate covered bond issuers, collateral pools, legal frameworks, transaction structures and financial data
• Ability to formulate, communicate and defend well-supported credit opinions in rating committees and with internal and external stakeholders
• Knowledge of covered bonds, structured finance, banking or fixed-income markets; relevant rating agency, credit or securitisation experience is preferred
• Strong quantitative and data-analysis capabilities, including Excel skills. Experience with SQL or similar data tools and proficiency in Python/ R programming would be an advantage
• Advanced knowledge, formal training, or practical experience in econometrics, machine learning, and large-scale data analysis would be advantageous
• Demonstrated ability to adopt and apply AI, digital and emerging technologies to improve analytical workflows, research, data analysis and operational efficiency as advantage
• Strong written and verbal communication, strong attention to detail and the ability to manage multiple priorities in a deadline-driven environment
• Collaborative and proactive mindset, with the ability to work independently and across teams and regions
• Fluency in English and German required. Fluency in other European languages, in particular Dutch, an advantage

Education

• A master's degree or MBA in finance, economics, econometrics, statistics, applied mathematics, financial engineering, accounting, law or another relevant quantitative or analytical field would be a plus

Responsibilities

Manage the day-to-day credit analysis and monitoring of an assigned portfolio of EMEA covered bond programmes.

• Assess issuer credit strength, collateral pools, programme structures, cash flows, legal frameworks and documentation using Moody's methodologies and analytical tools
• Formulate and substantiate independent credit opinions, ensure rating accuracy and apply methodologies consistently
• Serve as the primary analyst on assigned credits, prepare rating committee materials, present recommendations and contribute actively to committee discussions
• Monitor credit, market, macroeconomic, legal and regulatory developments affecting covered bonds
• Produce clear and insightful transaction reports, sector research and other analytical publications
• Support investor, issuer and intermediary engagement through meetings, presentations and responses to market enquiries
• Collaborate with the EMEA Covered Bonds team and other SFG teams on analytical work, research, methodologies, projects and, where required, securitisation ratings
• Use AI-enabled tools and other digital technologies to strengthen analysis and improve the quality and efficiency of analytical workflows
• Contribute to methodology, model, data and thought-leadership initiatives, and support the development of junior analysts through knowledge sharing and guidance

About the Team

The role sits within the EMEA Covered Bonds team in the Structured Finance Group. The team delivers independent, high-quality credit analysis and research on covered bond programmes across EMEA, combining issuer, collateral, structural, legal and market analysis. The role involves close collaboration with covered bond analysts across jurisdictions and with other regional and global SFG teams, including on selected securitisation transactions and analytical innovation initiatives. By joining our team, you will work on complex and evolving financing structures, collaborate with experienced professionals across Moody's Ratings, and contribute to the adoption of innovative technologies, including AI-enabled solutions, that enhance analytical capabilities and operational efficiency.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity or any other characteristic protected by law.

Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.