FinCrime Analyst (Investigations)

Revolut Ltd; Bogotá ciudad; On-site; COP 70,000,000 - 110,000,000; Full time

Benefits offered by this job

Financial benefits

WFH or office or abroad

Revolut Metal subscription

Team events

Job summary

Revolut Ltd. in Bogota is seeking a skilled Financial Crime Analyst to join our Financial Crime team and help manage enhanced due diligence processes.

You will analyse complex cases, assess risks, and make independent decisions impacting Revolut’s risk profile. We expect 3+ years in financial crime investigations (or 1+ year in TM fraud detection), fluency in English and Spanish, and the ability to work nights/weekends and from the Bogota office.

Qualifications

• Bachelor's degree (certificate required).
• 3+ years in financial crime investigations, or 1+ year of TM fraud detection.
• Fluency in English and Spanish (C1+).
• Experience with investigative methodologies evidenced with previous experience of having used analytical tools (e.g., spreadsheets, filters, pivots, network charts)
• The ability to work with multiple stakeholders and take ownership of assigned workload
• Adaptability and experience with fast-cycle feedback
• To be able to work a variety of shift patterns, including nights and weekends
• To be able to work from the Bogota office

Responsibilities

• Conduct risk-based assessments of our customers KYC/CDD reviews, document verification, and financial crime risk analysis in line with regulatory requirements and internal bank policies
• Analysing system alerts, investigating unusual or high-risk activity, identifying potential predicate offences to fraud, and preparing high-quality investigations and reports
• Identifying red flags and emerging risks, escalating cases to relevant escalation or compliance teams, ensuring proper documentation
• Handling sensitive customer and bank information with the highest level of confidentiality and integrity
• Acting in accordance with written policies, procedures, and relevant legislation
• Taking end-to-end ownership of internal issues and complex procedural queries, ensuring full resolution from start to finish
• Identifying, analysing, resolving, and implementing continuous knowledge and investigation within fraud handling processes
• Analysing previous case outcomes and conducting new deep-dive investigations to identify possible red flags, trends, and improvement opportunities

Skills

Financial crime investigations

English & Spanish (C1+)

Analytical tools (spreadsheets, pivots

Stakeholder management

Shift flexibility

Bogota office

Education

Bachelor's degree

Tools

Fraud detection systems

Job description

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We're looking for a Financial Crime Analyst to manage our enhanced due diligence processes. You'll analyse complex financial crime cases, manage risks, and make independent decisions that impact Revolut’s risk profile.

To support our 24/7 coverage, this role may include night and weekend shifts, which are fully compensated.

Up to shape what's next in finance? Let's get in touch.

What you'll be doing

• Conducting risk-based assessments of our customers KYC/CDD reviews, document verification, and financial crime risk analysis in line with regulatory requirements and internal bank policies
• Analysing system alerts, investigating unusual or high-risk activity, identifying potential predicate offences to fraud, and preparing high-quality investigations and reports
• Identifying red flags and emerging risks, escalating cases to relevant escalation or compliance teams, ensuring proper documentation
• Handling sensitive customer and bank information with the highest level of confidentiality and integrity
• Acting in accordance with written policies, procedures, and relevant legislation
• Taking end-to-end ownership of internal issues and complex procedural queries, ensuring full resolution from start to finish
• Identifying, analysing, resolving, and implementing continuous knowledge and investigation within fraud handling processes
• Analysing previous case outcomes and conducting new deep-dive investigations to identify possible red flags, trends, and improvement opportunities

What you'll need

• A bachelor's degree (must be able to provide a certificate)
• 3+ years experience in financial crime investigations, or 1+ years of TM fraud detection experience
• Fluency in English and Spanish (C1+ level)
• Experience with investigative methodologies evidenced with previous experience of having used analytical tools (e.g., spreadsheets, filters, pivots, network charts)
• The ability to work with multiple stakeholders and take ownership of assigned workload
• Adaptability and experience with fast-cycle feedback
• To be able to work a variety of shift patterns, including nights and weekends
• To be able to work from the Bogota office

Nice to have

• A degree in law or a STEM subject
• A professional certification (e.g., ICA or ACAMS)
• Experience with fraud detection systems
• Fluency in other languages

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We’re not just doing this because it’s the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office, or abroad
• A Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team