FinCrime Analyst (AML/CTF)

Revolut; Bogotá ciudad; On-site; COP 72,000,000 - 110,000,000; Full time

Job summary

Revolut in Bogotá is hiring a Financial Crime Analyst to manage enhanced AML due diligence, analyze complex cases, and make risk-based decisions impacting Revolut's risk profile.

The role may include night and weekend shifts; candidates must be bilingual in English and Spanish and able to work in the office in Bogotá.

Qualifications

• Bachelor's degree required (certificate available)
• Fluent in English and Spanish (C1+)
• 2+ years FinCrime experience, or 1+ years AML/FIU or similar investigations
• Understanding of financial crime red flags and typologies
• Experience redacting and submitting suspicious activity reports
• Familiar with investigative methodologies and analytical tools
• Willing to work varied shifts, including nights/weekends
• Critical thinking and meticulous attention to detail
• Ability to multitask and work under pressure
• Must be able to work from the office in Bogota (in-person role)

Responsibilities

• Investigating customer activity using transaction monitoring systems to identify red-flag patterns
• Conducting deep-dive OSINT research to assess risk of high-risk individuals or businesses
• Validating wealth and fund origins against customer profiles
• Drafting high-quality unusual activity reports
• Guiding on high-risk onboarding decisions and exits when activity breaches risk appetite
• Supporting other teams with frontline compliance expertise
• Calibrating monitoring rules to reduce false positives while catching evolving typologies

Skills

English fluency

Spanish fluency

FinCrime experience

OSINT tools

Education

Bachelor's degree

Tools

Spreadsheets

Filters

Pivots

Network charts

Job description

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products - including spending, saving, investing, exchanging, travelling, and more - help our 80+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Our Financial Crime team blends regulatory expertise with data-driven thinking to make sure our products meet legal and policy requirements and deliver real value to customers. In a fast-moving, digital environment, they stay one step ahead by finding smart, scalable ways to prevent financial crime.

We're looking for a Financial Crime Analyst to manage our enhanced AML due diligence processes. You'll analyse complex financial crime cases, manage risks, and make independent decisions that impact Revolut's risk profile.

To support our 24/7 coverage, this role may include night and weekend shifts, which are fully compensated.

Up to shape what's next in finance? Let's get in touch.

What you'll be doing

• Investigating customer activity (business and/or personal), using transaction monitoring systems to identify red-flag patterns, such as structuring, layering, and unusual cross-border flows
• Conducting deep-dive research using open-source intelligence (OSINT) and adverse media tools to assess the reputational and FinCrime risk associated with high-risk individuals and businesses
• Validating the legitimacy of wealth and fund origins by analysing documentation to ensure they align with the customer’s known profile
• Drafting high-quality unusual activity reports
• Providing guidance on high-risk onboarding decisions and recommending client relationships exits when activity falls outside risk appetite
• Supporting other teams with front-line compliance expertise
• Contributing to the calibration of monitoring rules and threshold settings to reduce false positives while ensuring the detection of evolving criminal typologies

What you'll need

• A bachelor's degree (must be able to provide a certificate)
• Fluency in English and Spanish (C1+ level)
• 2+ years of FinCrime experience, or 1+ years of experience in AML, FIU, or similar complex investigation fields where a risk-based approach is used
• An understanding of financial crime red flags and typologies, and how to identify them
• Experience redacting and submitting suspicious activity reports
• Familiarity with investigative methodologies, with knowledge of analytical tools (e.g., spreadsheets, filters, pivots, network charts)
• A willingness to work a variety of shifts, including nights and weekends
• Critical thinking skills and impeccable attention to detail
• The ability to multitask, prioritise, and work well under pressure
• To be able to work from the office in Bogota (this is an in-person role)

Nice to have

• A degree in law or a STEM subject
• An industry-recognised certification, such as ICA or ACAMS
• Fluency in other languages

Building a global financial super app isn't enough. Our Revoluters are a priority, and that's why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We're doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That's why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.