Credit Risk Analyst - Early-Stage Colombia Launch

platacard; Colombia; Híbrido; COP 40.000.000 - 80.000.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Relocation support

Flexible work location

Healthcare coverage

Education budget

Wellness budget

Vacation 20 days

Descripción de la vacante

platacard is launching a new risk function in Colombia and seeks a Risk Analyst to help build credit risk processes from the ground up. You will join at the earliest stage of the country launch with visibility into how your work drives portfolio performance.

The role focuses on policy design for origination and limits, dashboards creation, and cross-functional collaboration with product, collections, finance and compliance.

Formación

• 3+ years in credit risk or data-driven roles (finance/collections/production analytics) within retail/consumer lending.
• Experience with credit cards is a strong plus.
• Proficient in SQL and Python with hands-on data work.

Responsabilidades

• Assist design of origination and limit management policy, pricing guardrails and early-warning triggers.
• Help track risk metrics and portfolio performance within risk appetite constraints.
• Maintain live dashboards and explain drivers behind metric changes.
• Collaborate with product, collections, finance and 2nd line of defence to embed risk controls into product specs and customer journeys.

Conocimientos

Credit risk

SQL

Python

Data visualization

Portfolio analytics

Educación

Mathematics / Physics / Computer Science

Herramientas

SQL

Python

Descripción del empleo

platacard is launching a new risk function in Colombia and seeks a Risk Analyst to help build credit risk processes from the ground up. You will join at the earliest stage of the country launch with visibility into how your work drives portfolio performance.

The role focuses on policy design for origination and limits, dashboards creation, and cross-functional collaboration with product, collections, finance and compliance.