Swiss Mortgage Credit Specialist — German Fluency (Zurich)

eClerx LLC; Zürich; On-site; CHF 90,000 - 120,000; Full time

Job summary

eClerx is seeking an experienced Mortgage Credit Processing Specialist to join our Zurich-based team supporting mortgage lending operations for a leading financial institution.

You will review credit applications and documentation, assess borrower and property information, coordinate with internal stakeholders, and ensure processing aligns with policies and regulatory requirements; native-level German is essential.

Qualifications

• Native-level German language proficiency – written and spoken.
• Strong experience in mortgage lending / mortgage credit processing.
• Good understanding of the mortgage lending lifecycle from application to closing.
• Experience reviewing and validating financial and property documentation.
• Ability to work with multiple stakeholders and manage cases within defined SLAs.

Responsibilities

• Process and review residential mortgage credit applications from initiation through approval, documentation and closing.
• Review borrower, income, financial and property documentation for completeness and accuracy.
• Perform checks against defined credit policies and approval criteria.
• Analyse and validate property-related information relevant to mortgage lending.
• Coordinate with credit officers, relationship managers, property specialists, legal teams and other stakeholders to resolve issues.
• Ensure all required conditions and documentation are fulfilled before credit approval/disbursement.
• Identify discrepancies, exceptions and potential risks and escalate them appropriately.
• Maintain accurate records in mortgage/credit processing systems.
• Support quality control, audit and regulatory requirements.
• Meet SLA, productivity and quality targets while maintaining accuracy.
• Contribute to process improvement, standardisation and automation initiatives.

Skills

German language proficiency

Mortgage lending experience

Attention to detail

Stakeholder management

Communication in German

Tools

Finnova

Avaloq

Job description

eClerx is seeking an experienced Mortgage Credit Processing Specialist to join our Zurich-based team supporting mortgage lending operations for a leading financial institution.

You will review credit applications and documentation, assess borrower and property information, coordinate with internal stakeholders, and ensure processing aligns with policies and regulatory requirements; native-level German is essential.