Senior Credit Officer FR / ENG 100% (m / f)

Michael Page (Switzerland); Genf; On-site; CHF 100,000 - 120,000; Full time

Job summary

Michael Page International (Switzerland) SA is looking for a candidate to manage the credit underwriting process at an established international private bank. This role involves structuring credit limits and monitoring credit exposures while collaborating closely with different teams.

The ideal candidate should have at least 5 years of experience in Lombard lending, excellent communication skills, and must be fluent in French and English. The position offers a dynamic working environment with a temporary contract starting December 1, 2026.

Qualifications

• At least 5 years of experience in managing and monitoring credit transactions.
• Fluent in both French and English, with strong communication skills.
• Experience with derivatives and banking services.

Responsibilities

• Manage the credit underwriting process and approval structure.
• Monitor Loan-to-Value (LTV) and margin requirements.
• Perform daily operational credit-related activities.

Skills

Managing complex Lombard lending transactions

Fluency in French and English

Experience with derivatives

Knowledge of financial markets

Excellent communication skills

Advanced proficiency in Microsoft Excel

Job description

• Credit department
• Internal private bank

About Our Client

Our client is a well-established international private bank in Switzerland and other international financial places.

Job Description

• Managing the credit underwriting process in close coordination with the Front Office;
• Structuring and presenting credit limits for approval by the relevant authorities;
• Performing ongoing monitoring of Loan-to-Value (LTV) and margin requirements for derivative operations;
• Managing high-risk credit exposures and perform collateral analysis;
• Performing daily operational credit-related activities, including data maintenance, reconciliations, documentation follow-up, and processing of credit card and bank guarantee requests;
• Acting as a trusted advisor to the Front Office by providing credit expertise, including credit structuring, exception management, margin call handling, process documentation and knowledge sharing;
• Collaborating closely with the Credit Committee, Traders, and Asset Management teams;
• Validating loan drawdowns, cash transfers and securities transfers;
• Supporting and dynamizing the team through effective collaboration, communication, and a proactive risk culture and improvement of processes;
• Supporting internal reporting by developing management statistics, KPIs, and interactive dashboards;
• Reporting to the Management;
• Participation in the day-to-day in the office.

The Successful Applicant

• At least 5 years of proven experience managing and monitoring complex Lombard lending transactions;
• Fluent in French and English, both spoken and written;
• Solid experience with derivatives and complex OTC transactions;
• Strong knowledge of financial markets, investment products, credit risks and banking services;
• Excellent communication, reporting, and presentation skills;
• Advanced proficiency in Microsoft Excel.

What's on Offer

Our client offers a 100% temporary contract from the 1st December 2026 within an international, dynamic and human-sized working environment.