Credit Analyst for CB & PB credit exposures - Loan Administrator (m/f/d)

oprandi & partner ag, zürich; Zürich; On-site; CHF 110,000 - 165,000; Full time

Job summary

oprandi & partner ag in Zürich seeks a Credit Analyst for CB & PB credit exposures and Loan Administrator to strengthen the Swiss Credit Department. You will evaluate lending proposals, prepare recommendations for the Credit Committee, and support risk management and loan administration across Corporate and Private Banking.

The ideal candidate holds a Bachelor or Master degree (CFA desirable) and 5–7 years in credit risk within an international bank, with cash flow, asset-based lending and

Qualifications

• Strong educational background (Bachelor/Master/CFA).
• 5–7 years of practical risk experience in an international bank.
• Experience assessing credit risk in Corporate and Private Banking including cash flow and asset-based lending.

Responsibilities

• Evaluate lending proposals to ensure sound credit decisions.
• Prepare recommendations for the Credit Committee approval.
• Support lending initiatives in line with internal policies and regulatory standards.
• Manage related loan administration and control tasks.

Skills

Credit risk analysis

Financial analysis

Lending proposals evaluation

Independent credit judgement

Loan administration

Education

Bachelor degree

Master degree

CFA designation

Job description

Exclusive Mandate-Leverage your strong analytical & operational & administrative credit skills.

Introduction

Our principal is the flagship of a global financial group that has its roots in Switzerland. It is providing tailor-made banking services across different business lines such as Wealth Management, Commercial Banking & Trade Finance. The thereof resulting credit exposures are managed globally within the Zurich based Credit Department. We are mandated on an exclusive basis to screen the market for a younger, talented

Credit Analyst for CB & PB credit exposures - Loan Administrator (m/f/d)

Your responsibilities

In this challenging role, you are responsible for evaluating lending proposals to ensure sound credit decisions. This second line of defence requires in-depth credit & financial analysis for deals sourced by all business lines, preparing recommendations for the Credit Committee approval, and supporting the lending initiatives in line with internal policies and regulatory standards. You must form your independent credit worthiness opinion and defend your decision to the different stakeholders. Besides your risk assessment responsibilities, you are also managing related loan administration & control tasks.

Your identity

We are seeking a younger, ambitious credit risk professional capable of assessing credit risk exposure across the different businesses and geographies. You have a strong educational background (Bachelor, Master, CFA etc.) and five to seven years of practical working experience within the Risk Department of an international bank. You have a strong skill set in assessing the diverse types of credit risks both in Corporate Banking & Private Banking. This ranges from cash flow to asset-based lending, which includes standard Lombard Credits & international Real Estate Financing in financial hot spots such as London or Dubai. You have thus ideally worked both in credit risk management of Commercial & Private Banking but are also deeply familiar with standard loan administration & control processes.

Your prospects

You are eager to join the Swiss Head Office of a large international group in the credit field? You would like to assume broad responsibilities across the entire credit risk spectrum, with a special focus on Private Banking related collateralized credit transactions? Do you seek the blend of Swiss and international banking, working in a truly international business environment? You would like to become recognized as a key decision maker for all credit related matters? Are you ready to make the next move in your career?