Risk Specialist (F/M/X)

Deutsche Bank; Genf; Vor Ort; CHF 120.000 - 170.000; Vollzeit

Benefits dieser Stelle

Well-being support

Healthy lifestyle programs

Collaborative culture

Financial security and planning

Zusammenfassung

Deutsche Bank in Geneva seeks a Risk Specialist within Wealth Management to support credit risk across private banking products. You will collaborate with Lending teams and Client Advisors to structure transactions, assess collateral values, and ensure diligence in risk mitigation.

The role emphasizes strong communication with senior management and proficiency in evaluating complex assets (Private Equity, Real Estate, Hedge Funds) within a global wealth management context.

Qualifikationen

• 2–3 years of experience in Credit Risk.
• Good understanding of illiquid investments and their risk drivers.
• Experience with credit analysis and valuation methodologies (DCF, Comparable/Multiple).
• Fluent in English; French/German is an advantage.

Aufgaben

• Work with front office Lending and Client Advisors to structure non-standard transactions and document risk mitigations.
• Analyze and approve credit risk of structured transactions across cash, derivatives, and securities; inclusive of private equity/real estate assets.
• Assess collateral values for structured notes and alternative assets with risk implications.
• Monitor a sub-portfolio of counterparty names in Risk Management Wealth Management EMEA.
• Handle daily Lending Value shortfalls and coordinate with front office on remediation.
• Communicate risk analysis and approval conditions transparently to stakeholders.
• Contribute to ongoing risk management projects within Wealth Management.
• Apply four‑eye principle for credit authority where appropriate.

Kenntnisse

Credit risk

Alternative investments

Credit analysis

English (fluent)

French/German advantage

Stakeholder management

Finance degree

Ausbildung

University degree in Finance/Economics/Business/Mathematics

Jobbeschreibung

Position Overview

For over 150 years, our dedication to being the Global Hausbank for our clients has been driven by our people – in around 60 countries and across more than 150 nationalities. Their deep understanding, insights, expertise, and passion help our clients navigate an increasingly complex world – be it in our Corporate Bank, our Private Bank, our Investment Bank or our Asset Management division. Together we can make a great impact for our clients home and abroad, securing their lasting success and financial security. The Risk Specialist position is within the Risk Management Department of the International Private Bank / Wealth Management.

Responsibilities

• Work closely with the front office’s Lending team and Client Advisors and support the growth of WM’s lending book by structuring non-standard transactions, reviewing term sheets, tailor‑made documentation and offering risk mitigation alternatives
• Analyze, document and approve credit risk of structured transactions across all products (cash, derivatives) and securities – fixed income, equities, (hedge) funds as well as less liquid asset classes (e.g. Private Equity, Real Estate, Aircraft, Art)
• In close cooperation with other Risk Management specialists, analyze new types of securities and determine specific collateral values e.g. for Structured Notes, Emerging Market securities, Hedge Funds, Private Equity and Real Estate (residential / commercial)
• Monitor a sub‑portfolio of counterparty names in Risk Management Wealth Management EMEA
• Handle daily Lending Value shortfalls monitoring activities and following up with the front office
• Transparent communication of decision‑making including risk analysis & approval conditions
• Contribute to various ongoing or new projects in Risk Management Wealth Management
• Credit authority under 4‑eye principle targeted

Skills

• 2–3 years of experience in Credit Risk
• Good understanding of alternative and illiquid investments (Private Equity, Private Debt, Infrastructure, Real Estate, Hedge Funds) and their key risk and valuation drivers
• Experience with fundamental credit analysis, valuation methodologies (DCF, Comparable/Multiple Approach), and knowledge of financial markets and products
• Fluent in English (verbal and written); French/German is considered a strong advantage
• Excellent stakeholder management and communication skills, with the ability to translate complex risk topics into clear recommendations for senior management
• University degree in Finance, Economics, Business, Mathematics or a related field are advantageous

Well‑being & Benefits

• Emotionally and mentally balanced – we support you in dealing with life crises, maintaining stability through illness, and maintaining good mental health
• Physically thriving – we support you managing your physical health by taking appropriate preventive measures and providing a workplace that helps you thrive
• Socially connected – we strongly believe in collaboration, inclusion and feeling connected to open up new perspectives and strengthen our self confidence and well being
• Financially secure – we support you to meet personal financial goals during your active career and for the future

We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.