Transaction Risk Senior Manager - Global Trade Solutions (f/m/d)

HSBC Global Services Limited; Freiburg; Vor Ort; CHF 84.000 - 121.000; Vollzeit

Zusammenfassung

HSBC Global Services Limited in France is seeking a Transaction Risk Senior Manager to lead risk identification, assessment and mitigation for the Receivable Finance portfolio in Continental Europe, focusing on Germany, with emphasis on credit, operational, collateral and fraud risk.

You will monitor trends, produce risk reports, underwrite new opportunities, manage buyer credit risk, ensure compliance with regulatory requirements, and collaborate with GTS teams to implement strong risk controls.

Qualifikationen

• Receivables Finance or Trade Finance experience.
• Relationship Management and/or Risk experience.
• Excellent stakeholder management skills.
• Understanding of the regulatory frameworks and compliance requirements.
• Ability to understand and interpret financial information.
• Basic understanding of Europe Insolvency Law.
• Fluency in both spoken and written French and English (German skills a plus).

Aufgaben

• Identify and mitigate transaction risk for Commercial clients in RF portfolio Europe.
• Produce risk reports and support risk committee decks.
• Underwrite new credit opportunities and renewals.
• Manage buyer credit risk and related Trade Credit Insurances policies.
• Review seller undertakings and ensure risk mitigation is implemented.
• Collaborate with GTS Client Management, Sales and Risk functions.
• Ensure adherence to HSBC policies and regulatory requirements.

Kenntnisse

Receivables Finance

Trade Finance

Relationship Management

Risk Management

Stakeholder Management

Regulatory Understanding

Financial Analysis

Insolvency Knowledge

Languages - FR & EN

Jobbeschreibung

Being part of HSBC in France,you’ll help evolve and grow our business.

Global Trade Solutions (GTS) comprises over 4,500 people across more than 60 countries, helping suppliers and buyers with their export and import finance needs. GTS is a key strategic business for the HSBC Group and is recognised as a leading trade provider both globally and regionally.

Are you curious, organised and solution oriented? Do you have a true interest for trade and receivable finance? Do you enjoy working in a team and in an international and fast-paced environment? If you answered yes to any of these questions, we want to hear from you!

We are currently seeking an experienced individual to join this team in the role of Transaction Risk Senior Manager.

What you will do:

The Transaction Risk Senior Manager role is based within Global Trade Solutions (GTS) / Transaction Risk Management (TRM). The Transaction Risk Senior Manager is responsible for the effective identification, assessment, ongoing management, monitoring and mitigation of existing transaction risk for Commercial clients. The role is responsible for managing the overall risk within the Receivable Finance (RF) portfolio in Continental Europe, and more specifically Germany, including but not limited to credit, operational, collateral and fraud.

In this role you will:

• Monitor portfolio trends including sectors, positions of concern, delinquent positions and non-recourse structures, ensuring alignment within risk appetite and taking appropriate action to mitigate loss including reviewing information at individual seller and portfolio level to identify anomalies and trends;
• Produce portfolio risk reportings, participate in the preparation of the decks for RF and GTS risk meetings and reports for regulators;
• Manage underwriting of new credit opportunities and renewals including submission of appropriate recommendation to Wholesale Credit Risk;
• Manage the analysis and management of buyer credit risk and related Trade Credit Insurances policies;
• Review the seller’s ability to comply with undertaking and reporting requirements, ensuring that risk identified as a result of survey work is mitigated and, in collaboration with the deal team, appropriate structure and subsequent risk mitigation is implemented;
• Work closely with GTS Client Management and Sales teams in Continental Europe and across the GTS and broader Risk function community including Regional & Global GTS Product Risk functions and Wholesale Credit Risk;
• Communicate and adhere to HSBC policy and procedures in order to ensure good operational, financial and project management, as well as early identification and effective resolution or escalation of issues that arise, taking required action in relation to points raised by audit and/or external regulators;
• Participate in various cross functional projects of the Bank in line with TRM risk monitoring function;
• Develop and recommend changes and improvements to operating models, procedures and practices based on subject matter expertise and understanding of HSBC and market best practice;
• Contribute to team development, effectiveness and success by sharing knowledge and good practice, working collaboratively with others to create a productive, diverse and supportive working environment

You should apply if you have:

• Receivables Finance or Trade Finance experience
• Relationship Management and/or Risk experience
• Excellent stakeholder management skills
• Understanding of the regulatory frameworks and compliance requirements
• Ability to understand and interpret financial information/analysis
• Basic understanding of Europe Insolvency Law
• Fluency in both spoken and written French and English languages (German skills would be a plus)

Even if you feel you do not meet 100% of our qualifications, we encourage you to apply, if you believe this role is right for you.

What you’ll get in return:

HSBC operates multiple variable pay plans, to reflect the diverse nature of the businesses, roles and markets in which we operate. Variable pay is designed to reward colleagues for their individual performance and contribution, as well as the performance of their relevant Business / Infrastructure, and the overall Group.

We offer a comprehensive and competitive package of benefits covering usually covering healthcare, life assurance, pension, and family friendly leaves, as well as many other benefits to support your wellbeing.

• We’ll help you progress your career, including access to development programmes, through HSBC University and our Degreed platform
• You can work your way and will have a say in when, where and how you and your team flexibly work together
• Our benefits will give you financial security, and can include company savings plan (PEE), savings plan for collective retirement, mutual insurance for you and your family, loyalty bonus, a Time Savings Account to monetize untaken off days (CET)…
• A Work Council which offers ticketing, travel, sports, legal aid, Christmas vouchers, Summer break vouchers…
• Our family-focused benefits can help you to support your loved ones and include family events days off (wedding, civil union…), additional maternity or breastfeeding leave, birth bonus, partial reimbursement of childcare costs, assistance to employees taking care of a relative with disability…
• We’ll give you a huge range of resources that support your well-being (yoga, sophrology, Mindfulness app)
• You’ll have international opportunities - this can be your place to start and branch out to anywhere we have offices
• A work environment that promotes Diversity & Inclusion, where you’ll be able to join our different Employee Resource Groups
• These benefits are on top of local usual benefits in France (refund of transport fees at 50%, 5 weeks of paid vacation & RTT, meal voucher card or corporate restaurant depending on location)

HSBC has been certified “Top Employer 2026” in Europe. This recognition from the Top Employers Institute rewards our HR practices and recognises HSBC as an HR Leader in several countries in Continental Europe. Not only is HSBC a great place to work, but we also offer the following unique and exciting benefits & opportunities!

Being open to different points of view is important for our business and the communities we serve. At HSBC, we’re dedicated to creating diverse and inclusive workplaces. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.

If you have a need that requires accommodations or changes during the recruitment process, please let us know.

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For further information on building your career at HSBC, please visit:

www.hsbc.com/careers