Mortgage Credit Officer: Private Banking Risk & Underwriting

Julius Baer Group; Zürich; In loco; CHF 120.000 - 180.000; Tempo pieno

Descrizione del lavoro

Julius Baer in Zurich seeks a Credit Officer for Mortgages to act as second line of defense in underwriting and servicing for domestic and international private banking clients. You will assess credit risk, ensure regulatory compliance, and support the front line in delivering sound mortgage solutions.

You will collaborate with Mortgage Advisors, Relationship Managers and internal stakeholders to optimize processes, drive data quality, and maintain high standards across lifecycle management.

Competenze

• Bachelor’s degree in Finance, Business, or related field (or equivalent professional experience).
• Solid understanding of mortgage underwriting, product structures and risk mitigation techniques.
• Familiarity with Swiss banking regulations and frameworks.

Mansioni

• Evaluate mortgage requests within personal approval authority, assessing borrower creditworthiness, collateral, and structural risks.
• Provide qualified feedback and recommendations to Mortgage Advisors and Relationship Managers.
• Ensure all transactions meet legal, regulatory, and internal requirements.
• Perform servicing and lifecycle administration of active mortgage facilities, including modifications and renewals.
• Drive data quality improvements across current and new mortgage positions.
• Contribute to process optimisation and operational excellence in close cooperation with stakeholders.
• Maintain regular contact with Mortgage Advisors, the Julius Baer Real Estate Team, and Relationship Managers to support efficient transaction execution.

Conoscenze

Mortgage underwriting

Risk management

Regulatory knowledge

Cross-functional collaboration

French language

English language

German language

Formazione

Bachelor's degree in Finance/Business

Descrizione del lavoro

Julius Baer in Zurich seeks a Credit Officer for Mortgages to act as second line of defense in underwriting and servicing for domestic and international private banking clients. You will assess credit risk, ensure regulatory compliance, and support the front line in delivering sound mortgage solutions.

You will collaborate with Mortgage Advisors, Relationship Managers and internal stakeholders to optimize processes, drive data quality, and maintain high standards across lifecycle management.