Lombard Credit Officer - Private Banking & Structuring

Lotus Partners; Genf; Vor Ort; CHF 120.000 - 180.000; Vollzeit

Zusammenfassung

Geneva Private Bank in Geneva is seeking a Credit Officer to manage Lombard lending transactions and structure bespoke credit facilities for private banking clients. You will monitor collateral, LTVs, and risk exposures while collaborating with Front Office, Credit, Trading and Asset Management teams.

The role requires strong analytical skills, advanced Excel, and fluency in French and English. This is a 6-month contract with potential extensions, based in Geneva.

Qualifikationen

• Minimum 5 years in Lombard lending and complex credit management within a private banking environment.
• Solid expertise in derivatives, OTC products and structured credit transactions.
• Strong understanding of financial markets, investment products and credit risk management.
• Experience assessing collateral and monitoring leveraged financing structures.
• Excellent analytical, communication and presentation skills.
• Autonomous work style with ability to collaborate with multiple stakeholders.
• Fluent in French and English, both written and spoken.

Aufgaben

• Manage the full lifecycle of complex Lombard lending transactions in collaboration with Front Office teams.
• Assess and structure bespoke credit facilities and prepare recommendations for approval committees.
• Monitor collateral coverage, LTV ratios and margin requirements for leveraged/derivative-backed financing.
• Review and manage high-risk credit exposures in line with risk policies.
• Validate loan drawdowns, cash movements and securities transfers.
• Perform operational credit activities including data maintenance, reconciliations and documentation follow-up.
• Support processing of credit cards, bank guarantees and other credit-related requests.
• Act as a key business partner to Relationship Managers on credit structuring and collateral management.
• Collaborate with Credit, Trading and Asset Management teams for efficient execution of transactions.
• Contribute to process improvements and strengthen the credit risk framework.
• Prepare management reports, KPIs and dashboards for internal monitoring.

Kenntnisse

Lombard lending

Credit risk management

Derivatives & OTC

Financial markets knowledge

Analytical skills

Communication & presentation

Autonomy

French & English

Tools

Microsoft Excel

Jobbeschreibung

Geneva Private Bank in Geneva is seeking a Credit Officer to manage Lombard lending transactions and structure bespoke credit facilities for private banking clients. You will monitor collateral, LTVs, and risk exposures while collaborating with Front Office, Credit, Trading and Asset Management teams.

The role requires strong analytical skills, advanced Excel, and fluency in French and English. This is a 6-month contract with potential extensions, based in Geneva.