Head of Compliance / MLRO - (Crypto / Digital Assets / Web3)

Paymonade AG; Zürich; On-site; CHF 120,000 - 160,000; Full time

Job summary

Paymonade AG in Switzerland seeks an experienced Money Laundering Reporting Officer (MLRO) to lead AML/CTF compliance across the organization. You will design, implement, and monitor policies, oversee risk assessments, and ensure timely reporting to authorities while safeguarding the business from regulatory, financial, and reputational exposure.

You'll collaborate with regulators, auditors, and internal teams to embed compliant practices, deliver ongoing training, and stay ahead of evolving

Qualifications

• Degree in Business, Law, Finance, or a related specialization.
• AML/CTF certification (e.g., CAMS, ICA) is a strong asset.
• 4+ years of experience in financial crime compliance.
• Thorough understanding of AML/CTF frameworks, regulatory expectations, and industry best practices.
• Strong investigative mindset with the ability to assess complex information and make sound judgments.
• Clear and professional communication skills.

Responsibilities

• Establish and oversee AML/CTF compliance framework.
• Monitor customer behavior for high-risk patterns.
• Perform internal reviews and risk evaluations.
• File suspicious activity reports to authorities.
• Deliver AML/CTF training to staff.
• Liaise with regulators, auditors, law enforcement, and stakeholders.
• Track regulatory developments and update policies.
• Prepare periodic risk updates for senior leadership.
• Collaborate with cross-functional teams to embed AML/CTF in operations.

Skills

AML/CTF

Regulatory compliance

Investigation

Training

Stakeholder management

Education

Bachelor's degree in Business/Law/Finance

Job description

Paymonade delivers cutting-edge payment technology solutions worldwide, spanning 187 countries and territories. Supporting 57 fiat currencies, 972 cryptocurrencies, our bespoke B2B technology equips you with intuitive tools for global internet payments. We offer effective crypto onramps and aiming to ensure a good user experience crucial for business scalability and sustainable growth. https://www.paymonade.tech/en/about

Role Summary

The Money Laundering Reporting Officer (MLRO) will lead the company’s efforts to prevent money laundering and terrorist financing, ensuring that all activities comply with the regulatory standards set by the Financial Market Authority (FMA). This position is tasked with overseeing the internal compliance framework, identifying financial crime risks, and escalating suspicious matters to the relevant authorities. The MLRO plays a key role in protecting the business from regulatory, financial, and reputational exposure.

Primary Duties

• Establish, enhance, and oversee the organization’s AML/CTF compliance framework, including policies and internal control measures.
• Continuously monitor customer behavior and business activity to detect unusual or high-risk patterns.
• Perform periodic internal reviews and risk evaluations to confirm alignment with regulatory obligations.
• File reports on suspicious transactions or behaviors with the appropriate financial intelligence authorities promptly.
• Deliver regular training sessions and provide ongoing support to staff to promote awareness and understanding of AML/CTF obligations.
• Act as the main liaison with regulators, auditors, law enforcement agencies, and relevant external stakeholders.
• Track regulatory developments and ensure the company’s compliance policies reflect current legal and industry standards.
• Prepare periodic compliance updates and risk summaries for senior leadership.
• Work closely with cross-functional teams to ensure that AML/CTF compliance is embedded into daily operations.

Required Background

• Degree in Business, Law, Finance, or a related specialization.
• Professional AML/CTF certification (e.g., CAMS, ICA) is considered a strong asset.
• Minimum of 4+ years of experience in financial crime compliance, ideally within financial services or crypto-focused environments.
• Thorough understanding of AML/CTF frameworks, regulatory expectations, and industry best practices.
• Strong investigative mindset, with the ability to assess complex information and make sound judgments.
• Clear and professional communication skills, with the ability to collaborate effectively at all levels.