Vice‑President - Financial, Communications and Other Business Services
Title posted on CareerBeacon – Senior Manager Credit, Global Risk Management
Posted on December 05, 2025 by Scotiabank.
Job Details
Join a purpose‑driven winning team, committed to results, in an inclusive and high‑performing culture. Ensure credit adjudication, control activities and related processes are conducted within a strong risk culture, focusing on emerging risks and within risk appetite. Provide objective oversight, enable capital optimisation, ensure ongoing monitoring, and partner with business lines to develop effective strategy.
Responsibilities
- Adjudicate and/or authorise credit requests up to assigned limits; make sound recommendations within the Bank’s risk appetite and in adherence to policy and standards.
- Evaluate financial and non‑financial risks for accurate client risk profiling, and challenge banking strategies to ensure compliance with bank policies and regulatory requirements.
- Timely monitor changes in client creditworthiness and recommend adequate courses of action.
- Understand the economic, political and regulatory framework and its impact on the assigned portfolio; recommend appropriate actions.
- Act as an advisory partner for Banking and champion a client‑centric experience, collaborating effectively with Banking to deliver cohesive and efficient service while managing risk.
- Ensure the adjudication process is achieved within established SLA parameters.
- Validate CRM critical data elements in credit systems that feed capital and provisions.
- Support innovation and digitisation of risk processes, improving accuracy and speed of credit decisions and operational efficiencies.
- Proactive and ongoing monitoring of early warning signs and sectorial/market trends to ensure timely action on the assigned portfolio.
- Work with Banking to ensure adherence to all compliance metrics for the loan portfolio, managed within defined KPI.
- Support effective and efficient operations of area, ensuring adequacy, adherence to and effectiveness of day‑to‑day business controls to meet obligations related to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk.
- Exemplify a culture of risk awareness and accountability, support client‑centric culture, provide coaching and an attractive value proposition for talent.
Qualifications
- Minimum of 5 years of experience in financial analysis or credit adjudication.
- Post‑secondary education completed in business or related area.
- Extensive experience in complex financial analysis.
- Good understanding of bank lending policies and procedures, financial analysis, risk assessment techniques, credit structuring, collateral and security documentation, and related legislation and accounting practices.
- Proven credit judgement and administration of a commercial credit portfolio.
- Strong negotiation and problem‑resolution skills.
- Strong communication skills, written and verbal, to produce concise and professional credit replies, presentations and correspondence.
- Strong organisational skills with the ability to prioritise work effectively and efficiently.
- Strong coaching and counselling skills.
Language Skills
English – advanced
Benefits
Inclusive and collaborative working environment that encourages creativity, curiosity and celebrates success.
- Performance bonus
- Employee share ownership
- Competitive rewards package
Compensation & Location
- Calgary, AB (Work on site)
- Salary: $48.08 to $144.23 HOUR hourly
- Full‑time permanent employment
- Starts as soon as possible
- One vacancy
Advertised until
2026‑01‑04