Sr. Analyst, Risk Analytics

CIBC US; Toronto; On-site; CAD 90,000 - 120,000; Full time

Job summary

CIBC in Toronto is seeking a Senior Analyst, Risk Analytics to support the development and production of portfolio risk dashboards and regular reports for Retail Lending performance. You will generate insights to help senior management make informed decisions and monitor risk trends.

The role involves in-depth analysis of credit losses and delinquency using large data sets from multiple sources, with close collaboration to Finance and Collections to validate numbers and understand operational

Qualifications

• Experience in SQL and other programming languages.
• Proficiency with SAS or Databricks.
• Strong database management and advanced Excel skills.

Responsibilities

• Develop risk dashboards and reports to monitor Retail Lending portfolio performance.
• Analyze credit losses and delinquency using large data from multiple sources.
• Maintain data controls and document changes in data/processes.

Skills

Analytical Thinking

Business Requirements

Communication

Data Quality

Delivery Management

Prioritization

Quality Improvement

Risk Analytics

Risk Reporting

Test Planning

Education

Undergraduate degree in quantitative field

Tools

SQL

SAS EG

MS Office

Job description

What you’ll be doing

As the Senior Analyst, Risk Analytics you will provide support on developing and producing portfolio risk dashboards and other regular reports to monitor Retail Lending portfolio performance, and provide insights for senior management to make decisions. This position will also be involved in in-depth analysis on credit losses and delinquency based on large amount of data from a variety of data sources to understand risk trend and generate insights. At CIBC we enable the work environment most optimal for you to thrive in your role.

How you’ll succeed

• Reporting – You will prioritize work items to make sure reports/analyses are delivered on time. You will use tools such as SAS EG and MS Office to prepare risk dashboards and other reports and perform analyses to monitor portfolio performance and develop insights. You will work closely with Finance and Collection to validate credit loss numbers and understand impact of their operation on portfolio performance.
• Risk analysis – With good understanding of risk data from TSYS, Capstone and Triad you translate portfolio performance questions to analysis design to derive actionable information from large number of data. You work with Account Management and Acquisition teams to provide portfolio impact analysis of risk strategy changes and optimization.
• Business acumen and data control – You understand our clients and keep up to date on retail lending products , processes, data sources, and overall Canadian economy to understand the impact on portfolio performance. You will ensure that numbers in dashboards are accurate by maintaining and enhancing data preparation process control and documenting data/process changes. You participate in process design and risk-related projects.

Who you are

You can demonstrate experience in SQL and other programming languages, mathematical or statistical analysis software tools (SAS or Databricks preferred), database management, and advanced Microsoft Excel skills. It is an asset if you have undergraduate degree in quantitative areas such as mathematics, statistics, physics, economics, or another applicable discipline. You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way. You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do. You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making. Values matter to you. You bring your real self to work and you live our values - trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]. CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process.

Job Location

Toronto-81 Bay, 31st Floor

Employment Type & Working Hours

Regular Weekly Hours 37.5

Skills

• Analytical Thinking
• Business Requirements
• Communication
• Data Quality
• Delivery Management
• Prioritization
• Quality Improvement
• Risk Analytics
• Risk Reporting
• Test Planning