Sr. Analyst, Risk Analytics

CIBC; Toronto; Hybrid; CAD 85,000 - 115,000; Full time

Benefits offered by this job

Competitive salary

Wellbeing support

Employee share purchase plan

Job summary

CIBC is seeking a Senior Analyst, Risk Analytics in Toronto to develop and deliver risk dashboards for the Retail Lending portfolio and provide management with actionable insights. The role involves analyzing credit losses and delinquency from large data sources, with a hybrid work arrangement 1–3 days on-site per week.

You will collaborate with Finance and Risk teams, leveraging SQL, SAS/Databricks, and advanced Excel to ensure accurate reporting and robust data controls while staying connected

Qualifications

• Experience with SQL and programming languages.
• SAS or Databricks experience preferred.
• Advanced MS Excel skills and database management knowledge.

Responsibilities

• Develop and produce portfolio risk dashboards and regular reports.
• Monitor Retail Lending portfolio performance and provide insights to senior management.
• Perform in-depth analysis on credit losses and delinquency using large data sources.

Skills

Analytical Thinking

Business Requirements

Communication

Data Quality

Delivery Management

Prioritization

Quality Improvement

Risk Analytics

Risk Reporting

Test Planning

Tools

SQL

SAS

Databricks

Excel

Job description

We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

What You'll Be Doing

As the Senior Analyst, Risk Analytics you will provide support on developing and producing portfolio risk dashboards and other regular reports to monitor Retail Lending portfolio performance, and provide insights for senior management to make decisions. This position will also be involved in in-depth analysis on credit losses and delinquency based on large amount of data from a variety of data sources to understand risk trend and generate insights.

At CIBC we enable the work environment most optimal for you to thrive in your role. You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 1-3 days per week on-site, while other days will be remote.

How You'll Succeed

• Reporting - You will prioritize work items to make sure reports/analyses are delivered on time. You will use tools such as SAS EG and MS Office to prepare risk dashboards and other reports and perform analyses to monitor portfolio performance and develop insights. You will work closely with Finance and Collection to validate credit loss numbers and
• understand impact of their operation on portfolio performance.
• Risk analysis - With good understanding of risk data from TSYS, Capstone and Triad you translate portfolio performance questions to analysis design to derive actionable information from large number of data. You work with Account Management and Acquisition teams to provide portfolio impact analysis of risk strategy changes and optimization.
• Business acumen and data control - You understand our clients and keep up to date on retail lending products , processes, data sources, and overall Canadian economy to understand the impact on portfolio performance. You will ensure that numbers in dashboards are accurate by maintaining and enhancing data preparation process control and documenting data/process changes. You participate in process design and risk-related projects.

Who You Are

• You can demonstrate experience in SQL and other programming languages, mathematical or statistical analysis software tools (SAS or Databricks preferred), database management, and advanced Microsoft Excel skills. It is an asset if you have undergraduate degree in quantitative areas such as mathematics, statistics, physics, economics, or another applicable discipline.
• You give meaning to data. You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way.
• You put our clients first. You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do.
• You understand that success is in the details. You notice things that others don't. Your critical thinking skills help to inform your decision making.
• Values matter to you. You bring your real self to work and you live our values - trust, teamwork and accountability.

What CIBC Offers

At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.
• Subject to plan and program terms and conditions

What You Need To Know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]
• CIBC is committed to clarity in our hiring process. All roles posted are opportunities we're actively recruiting for, unless stated otherwise.
• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
• We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency).
• We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-81 Bay, 31st Floor

Employment Type

Regular

Weekly Hours

37.5

Skills

• Analytical Thinking
• Business Requirements
• Communication
• Data Quality
• Delivery Management
• Prioritization
• Quality Improvement
• Risk Analytics
• Risk Reporting
• Test Planning