Sr Analyst Credit

Enbridge; Calgary; Hybrid; CAD 90,000 - 120,000; Full time

Benefits offered by this job

Flexible benefits program

Paid maternity and parental leave

Retirement savings plan with company股票

Paid time off/vacation/sick

Wellness program

Hybrid work model

Job summary

Enbridge is seeking a Senior Analyst Credit to join the Enterprise Risk team in Calgary. In this role, you will conduct credit reviews, set credit limits, monitor exposures and help manage financial assurances across multiple business units.

You will collaborate with the Credit team to coordinate approvals, maintain data in systems, and support risk reporting and controls. This position offers hybrid work options and a collaborative, analytical finance environment.

Qualifications

• University degree in finance or accounting.
• 2–4 years of related credit risk experience.
• Strong financial statement analysis and credit risk knowledge.
• Experience improving processes and driving efficiency.
• CPA, CFA or MBA designation preferred.

Responsibilities

• Perform enterprise-wide credit reviews and recommend credit limits.
• Coordinate enterprise-wide credit limit approvals and financial assurances.
• Monitor counterparty credit exposure and request collateral when needed.
• Prepare and administer financial assurances such as letters of credit and parental guarantees.
• Maintain counterparty, credit and financial assurance data in systems of record.
• Develop process documentation and support policy implementation.
• Support SOX controls, audits, reporting and other risk initiatives.

Skills

Credit risk analysis

Financial statement analysis

Process improvement

Stakeholder collaboration

Communication skills

Education

Related university degree

CPA/CFA/MBA designation preferred

Job description

Employee Type:

Regular-Full time

Union/Non:

This is a non-union position

At Enbridge, we are committed to delivering safe, reliable energy while driving operational excellence, innovation, and sustainable growth across our business. We are looking for a Senior Analyst Credit to join our Enterprise Risk team and support effective credit risk management across multiple business units. In this intermediate-level role, you will conduct credit reviews, recommend credit limits, monitor exposures, and help manage financial assurances. You will also prepare and distribute credit reporting while supporting strong risk management processes and controls.

If you are an analytical finance professional who thrives in a collaborative environment and is passionate about delivering quality results, we’d love to hear from you.

What You Will Do:

• Perform complex enterprise-wide credit reviews for rated and non-rated counterparties, recommending appropriate credit limits for multiple Enbridge business units.
• Collaborate with members of the Credit team to coordinate enterprise-wide credit limit approvals and determine financial assurances required to support credit authorization.
• Monitor counterparty credit exposure against approved limits and proactively identify and request collateral when required.
• Support the execution, administration, and documentation of new or amended financial assurances, including parental guarantees and letters of credit.
• Maintain accurate counterparty, credit, and financial assurance information within Enbridge’s systems of record.
• Develop and maintain process documentation while supporting the implementation of credit policies, procedures, and processes used to measure, monitor, and control counterparty credit risk.
• Support credit-related SOX controls, audit requirements, reporting, and other Enterprise Risk initiatives as required.

Who You Are:

• You have a related university degree combined with 2 to 4 years of related experience.
• You bring a sound technical understanding of financial statement analysis and credit risk management.
• You have demonstrated experience prioritizing work and improving or implementing processes to streamline and optimize activities.
• You are detail-oriented and highly organized, with the ability to manage multiple processes and competing priorities while consistently meeting deadlines.
• You possess excellent written and verbal communication skills and can effectively collaborate with internal and external stakeholders.
• A finance-related designation such as a CPA, CFA, or MBA, and experience in energy marketing and trading credit, is preferred.

Working Conditions

• Work involves managing tight deadlines related to credit approvals, exposure monitoring, and security requirements.
• The role requires extended periods of computer/VDT work, potentially 8 or more hours per day.
• Additional hours may occasionally be required during peak business periods.

Benefits:

• A flexible benefits program that allows each employee to select the level of coverage needed for their family in the areas of health, dental, insurance and disability.
• A paid maternity and parental leave benefit that offers up to 20 weeks of paid leave for birth-giving parents and up to 12 weeks for other eligible parents, providing flexibility and support during this important life event.
• Valuable retirement savings plans, including a savings plan with company stock as an investment option.
• Paid time off/vacation/sick, plus paid personal days off (depending on location), and paid holidays.
• An Employee and Family Assistance Program.
• A Wellness Program, which focuses on supporting healthier employees by providing tools, resources, and opportunities to improve physical, mental, social, and financial well-being.
• Enbridge’s FlexWork (hybrid work model) offers eligible employees (Manager and below) the option to work from home on Wednesdays and Fridays, opt for a compressed work week schedule, or have flexible start and end times. Role requirements determine your eligibility for each option.

At Enbridge, we are dedicated to our core value of Inclusion.We are proud to bean Equal Opportunity Employer. We are committed to providing employment opportunities to all qualified individuals, without regard to age, race, color, national or ethnic origin, religion, sex, sexual orientation, gender identity or expression, marital status, family status, veteran status, Indigenous status, disability, or any other reason protected by federal, state, or local law.Applicants with disabilities can request accessible formats, communication supports, or other accessibility assistance by contacting [e-mail].