Senior Underwriting Leader: Credit Risk & Lending

BDC; Golden Horseshoe; Hybrid; CAD 120,000 - 155,000; Full time

Benefits offered by this job

Employee Savings and Investment Plan (

Defined Benefit Pension Plan

$750 wellness and health care spending

Hybrid work model

Paid vacation

Personal days

Job summary

BDC, the bank dedicated to Canadian entrepreneurs, seeks a Senior Manager, Underwriting – Credit Risk Management. You will lead credit due diligence, risk analysis, and authorization of loan proposals across varied industries, influencing prudent portfolio growth.

You will develop well-supported proposals aligned with BDC policies, mentor teammates, and collaborate with account managers and business centres to ensure compliant, timely decisions.

Qualifications

• Bachelor’s degree in commerce, business administration, accounting, or a related field.
• CPA designation is a strong asset.
• CFA designation considered a strong asset.
• Minimum of five years of relevant experience in credit analysis, loan adjudication, commercial lending, or a related financial services role.
• Experience coaching, mentoring, or guiding colleagues in a team environment.
• Strong credit judgment and understanding of credit risk policies and governance.
• Knowledge of BDC products, services, and procedures, or ability to develop this knowledge.
• Excellent communication skills to interact, influence, and negotiate with internal partners and clients.

Responsibilities

• Underwrite and authorize loan proposals for moderate to high complexity credit files.
• Determine credit terms, pricing, repayment structures, and covenants with disciplined analysis.
• Review loan documentation and negotiate transaction structures with internal partners as needed.
• Support compliance matters and changes arising during negotiation and structuring for risk mitigation.
• Develop practical solutions meeting client needs and BDC requirements.
• Maintain trusted relationships with business centre colleagues to ensure policy adherence.
• Stay current on credit policies, procedures, and regulatory trends affecting BDC.
• Provide coaching and mentorship to new employees.

Skills

Credit analysis

Loan adjudication

Commercial lending

Analytical skills

Communication skills

Organizational skills

Mentoring

Negotiation

Policy knowledge

Education

Bachelor’s degree in commerce/business/accounting

CPA designation

CFA designation

Job description

BDC, the bank dedicated to Canadian entrepreneurs, seeks a Senior Manager, Underwriting – Credit Risk Management. You will lead credit due diligence, risk analysis, and authorization of loan proposals across varied industries, influencing prudent portfolio growth.

You will develop well-supported proposals aligned with BDC policies, mentor teammates, and collaborate with account managers and business centres to ensure compliant, timely decisions.