Bilingual Senior Portfolio Management Lead

BDC; Saskatoon; Hybrid; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid work model

Competitive benefits package

Pension plan

Job summary

BDC is Canada’s bank for entrepreneurs. As Manager, Portfolio Management, you will oversee the loan portfolio lifecycle, analyze complex credit and portfolio matters, and recommend solutions aligned with risk standards to support Canadian businesses.

You will manage annual reviews, monitor client activity, and collaborate with Credit and Business Development teams to deliver client-focused outcomes and risk-aware strategies.

Qualifications

• Bachelor’s degree in Commerce, Business Administration, or a related field.
• 3–5 years of experience as an Account Manager in the banking sector.
• Knowledge of banking products, services, policies, processes, and procedures.
• Experience reviewing financial statements and conducting financial analysis.
• Ability to evaluate complex financial structures.
• Experience assessing credit risk and/or risk ratings.
• Ability to identify issues, exercise sound judgment, and implement proactive solutions.
• Ability to manage multiple priorities and meet tight deadlines.
• Demonstrated adaptability in a changing business environment.
• Strong collaboration and teamwork skills.
• Bilingualism in French and English.

Responsibilities

• Manage outstanding file-related requirements in accordance with audit policies, processes, and procedures by ensuring documentation is complete, conditions are satisfied, required information is accurate, and signatures are obtained.
• Complete annual portfolio reviews by assessing portfolio profitability, monitoring client borrowing activity, identifying financing or consulting opportunities, and supporting client retention.
• Review financial statements, perform financial analysis, and assess client risk ratings.
• Identify and actively manage potential risk situations, including payment arrears, deteriorating risk profiles, and declining financial performance.
• Evaluate complex and high-risk service requests and recommend appropriate solutions, including restructuring agreements to minimize risk and mitigate potential losses.
• Authorize, decline, or recommend loan amendments and service requests within established approval authorities while maintaining high standards of analysis and due diligence.
• Collaborate with Credit, Business Development teams, business centres, and other internal stakeholders to deliver effective client solutions and ensure consistent application of policies.
• Coach, mentor, and share expertise with team members to support team effectiveness.
• Monitor regional economic trends and assess potential impacts on BDC clients and portfolio performance.
• Remain current on changes to banking policies, procedures, detailed processes, credit practices, and regulatory requirements that may affect BDC.

Skills

Account management

Banking knowledge

Financial analysis

Credit risk assessment

Bilingual French-English

Team collaboration

Adaptability

Multitasking

Education

Bachelor’s degree in Commerce, Business Administration, or related field

Job description

BDC is Canada’s bank for entrepreneurs. As Manager, Portfolio Management, you will oversee the loan portfolio lifecycle, analyze complex credit and portfolio matters, and recommend solutions aligned with risk standards to support Canadian businesses.

You will manage annual reviews, monitor client activity, and collaborate with Credit and Business Development teams to deliver client-focused outcomes and risk-aware strategies.