Senior Underwriter, Prestige

Intact Financial Corporation; Toronto; Hybrid; CAD 87,000 - 107,000; Full time

Benefits offered by this job

Hybrid work model

5 extra days off per year

Telemedicine & Wellness account

Employee Share Purchase Plan (ESPP)

Pension with guaranteed income forlife

Job summary

Intact Financial Corporation seeks a Senior Underwriter, Prestige, to join our growing team. This hybrid role requires two days per week in our office and the ability to manage complex risks for high-net-worth clients while delivering profitable growth.

You will develop broker relationships, promote Prestige products, and work with internal partners to optimize underwriting decisions. A CIP designation and 5–7 years of insurance experience are preferred, with a path to long-term career growth at

Qualifications

• 5–7 years of prior insurance experience, preferably High-Net-Worth
• Strong sales skills with proven growth metrics
• Customer service excellence with broker relationships
• Leadership and ability to engage the team in a dynamic environment
• Excellent verbal and written communication
• Self-driven and able to perform under pressure
• Flexibility, adaptability and resiliency
• Completion of CIP designation or commitment to achieve it

Responsibilities

• Be customer-focused and seek ways to improve the customer experience.
• Develop and manage relationships with brokers to build lasting, profitable partnerships.
• Promote Intact Prestige insurance products and increase sales through broker networks.
• Attend insurance industry and marketing events to represent the company.
• Underwrite complex risks and negotiate terms with brokers for profitability.
• Assess risk acceptance, improvement, and declination per policies.
• Review property appraisals and participate in large loss reviews.
• Recommend efficiency or technology changes to improve results.
• Collaborate with internal departments and travel to brokers' offices as required.

Skills

Sales skills

Customer service

Relationship management

Communication

Leadership

Analytical thinking

Adaptability

Education

CIP designation

Job description

Our employees are at the heart of everything we do. Together, we help people, businesses, and society prosper in good times and be resilient in bad times. Our employee promise represents Intact’s commitment to you in exchange for living our Values, striving to do your best work, being open to change and investing in your career. In return, we promise to provide support, opportunities and performance-led financial rewards at a workplace where you can shape the future, win as a team and grow with us. Pay at Intact is about much more than just salary. Flexible work arrangements and a hybrid work model Possibility to purchase up to 5 extra days off per year Multiple benefits offered to support physical and mental wellbeing, including telemedicine, Wellness account and much more Share plan & other savings: up to 12% of salary or even more (ask how you could earn guaranteed income for life) Salary range (but not limited to): 87,200 - 106,600 Annual bonus target, based on the base salary, with a potential payout of up to double the target (subject to personal and company performance): 10% As part of our commitment to Win As A Team, we share our success with employees through our annual bonus plan and Employee Share Purchase Plan (ESPP) – with Intact matching 50% of your net shares. Our pension offerings provide flexibility and long-term security for our employees beyond their careers. We are one of the few companies offering the opportunity to receive guaranteed income for life via our defined benefit pension plan. Salary for the candidate will be determined taking into consideration a number of factors including: experience, skills, qualifications, anticipated contribution to role, internal equity, etc. The salary range presented above is based on a 35-hour workweek and would represent a majority of different candidate profiles. However, we encourage candidates who may fall outside of this range to apply as well.

About the role We’re looking for a Senior Underwriter, Prestige, to join our growing team! This position is hybrid role requiring a minimum of two (2) days per week in our office.

What you’ll do here:

• Be customer-focused in everything you do and look for ways to improve the customer experience.
• Develop and manage relationships with an assigned group of brokers to develop lasting and profitable relationships, which involve broker visits.
• With a strong sales ability, develop profitable business relationships with brokers and identify opportunities to promote Intact Prestige's insurance products and increase sales.
• Attend insurance industry and marketing events: promote products and services.
• Be responsible for underwriting complex risks, making sound business decisions that contribute to profitable growth, and negotiating terms with the brokers.
• Determine and control risk acceptance, risk improvement and declination of Prestige policies.
• Accept, reject, endorse, renew or cancel contracts following Intact Prestige's underwriting policies/procedures, applicable laws and regulations.
• Review property appraisal reports and make recommendations.
• Participate in large loss reviews.
• Identify and recommend efficiency and/or technology changes to improve business results and maintain competitiveness.
• Work closely and collaborate with other internal departments.
• Travel to brokers' offices as required.

What you bring to the table:

• Minimum 5 to 7 years of prior insurance experience preferably in a High-Net-Worth environment.
• Strong sales skills with proven experience achieving key growth metrics
• Proven customer service skills with strong business acumen and the ability to develop and maintain relationships with brokers
• Ability to demonstrate adaptability to change and a dynamic team environment
• Act as leader within the business unit and display the ability to engage the team
• Exemplary verbal and written communication skills
• Self-driven and able to work effectively under pressure
• Demonstrate flexibility, adaptability and resiliency
• Strong analytical and decision-making skills
• Completion of or commitment to achieve the Chartered Insurance Professional (CIP) designation
• No Canadian work experience required however must be eligible to work in Canada.

Ce poste jouera un rôle essentiel au sein de notre équipe! | This position will fill an essential role in our team.

We are an equal opportunity employer At Intact, our Value of respect is founded on seeing diversity as a strength. We strive to create an accessible workplace where employees feel valued, included and encouraged to share their unique perspectives. We encourage applications from individuals who are members of equity‑deserving groups, including but not limited to women, Indigenous peoples, persons with disabilities, Black people, and members of the 2SLGBTQI+ community. As part of Intact’s commitment to reconciliation, we acknowledge that we work, meet and travel across the land currently called Canada, originally inhabited by First Nations, Metis and Inuit people. This history extends through many centuries and continues to evolve today. We have policies to ensure equal access and participation for people with disabilities, including providing workplace adjustments (accommodations). A copy of applicable policies is available on request. If we can provide a specific adjustment to make the recruitment process more accessible for you, please let us know when we reach out about a job opportunity. We’ll work with you to meet your needs.

Please note that Intact does not provide sponsorship or other support for immigration‑related matters including but not limited to employer‑specific closed work permits. Candidates must be eligible to work in Canada from the anticipated start date and throughout their employment and are solely responsible for maintaining their work eligibility.