Senior Mortgage Risk & AML Analyst

Scotiabank; Greater Sudbury; On-site; CAD 75,000 - 110,000; Full time

Job summary

Scotiabank is seeking a Senior Analyst to support mortgage-related fraud, AML and reputational risk reviews across branch, broker, and Home Financing Advisor channels in Canada. The role conducts file reviews, due diligence, income verification, and analytics-driven sampling to identify misrepresentation and risk trends, with escalation as required.

The position emphasizes data, tools, and analytics to consolidate findings and advise on control enhancements within RESL and with partners.

Qualifications

• Post-secondary education is required.
• Knowledge of mortgage origination, underwriting standards, and documentation.
• Ability to identify fraud indicators and misrepresentation in mortgage files.
• Proficiency with Excel, PowerPoint, dashboards and case management tools.

Responsibilities

• Support mortgage fraud risk assessments and reputational risk matters for RESL across channels.
• Perform enhanced due diligence and analytics-driven sampling.
• Review mortgage applications and supporting data for quality and fraud indicators.
• Prepare investigative summaries with conclusions and escalation steps.
• Communicate risk findings clearly to stakeholders.

Skills

Mortgage origination knowledge

Fraud indicators

AML & KYC

Data analysis

Investigative writing

Education

Post-secondary education

Tools

Excel

PowerPoint

Dashboards

Case management tools

Copilot/AI tools

Mortgage systems

Job description

Scotiabank is seeking a Senior Analyst to support mortgage-related fraud, AML and reputational risk reviews across branch, broker, and Home Financing Advisor channels in Canada. The role conducts file reviews, due diligence, income verification, and analytics-driven sampling to identify misrepresentation and risk trends, with escalation as required.

The position emphasizes data, tools, and analytics to consolidate findings and advise on control enhancements within RESL and with partners.