Senior Credit Risk Analytics Manager

HomeEquity Bank; Toronto; Hybrid; CAD 120,000 - 170,000; Full time

Benefits offered by this job

Extended health and dental benefits

Employee & Family Assistance Program

Employer‑Matched Group Retirement Plan

Employee Share Investment Plan

Well‑being initiatives including a: a

Employee corporate discount for GoodLI

Job summary

HomeEquity Bank is seeking a Senior Risk Analytics professional to shape the future of risk management in Canada’s reverse mortgage market. You will drive data‑driven insights, build risk dashboards, and collaborate with Product, Data & Analytics, and Operations to strengthen the portfolio and support regulatory compliance.

As part of the second line of defense, you will tackle climate/geolocation risk analytics and deploy advanced models, ensuring sound risk decisions and effective governance

Qualifications

• Bachelor’s degree with 7+ years of data and analytics experience in financial services, with risk management knowledge.
• Advanced proficiency in MS Office and data visualization tools (Looker, Tableau, Power BI).
• Working knowledge of SQL, Python and PySpark and Databricks; familiarity with AI tools to improve coding productivity.
• Data exposure to financial, operational, and climate/geolocation data is considered an asset.
• Proven experience designing, executing, and communicating risk assessments, monitoring, and testing programs.
• Strong knowledge of credit life-cycle management and enterprise risk practices.

Responsibilities

• Credit and Operational Risk Oversight – assess risks across Credit, Mortgage Lending, and Operations.
• Insightful Reporting & Data Visualization – build dashboards, provide insights for senior management and Board reporting.
• Analytics Model Development and Validation – develop/validate risk models using SQL, Python, PySpark.
• Product/Project & Initiative Risk Reviews – evaluate new products/projects against Risk Appetite Framework.
• Advisory & Challenge – review escalated credit cases and provide independent recommendations to senior leaders on risk suitability.
• Continuous Improvement – strengthen policies and risk frameworks.
• Issue Management & Audit Support – address audit findings using data and analytics.
• Promote Risk Culture – raise awareness across Bank via collaboration and training.
• Drive Enterprise Risk Excellence – support ERM framework alignment with strategy.
• Innovation in Risk Practices – expand GRC platforms and data domains like geolocation and climate risk.

Skills

SQL

Python

Pyspark

Databricks

Education

Bachelor’s degree in a related field

Tools

Looker

Tableau

Power BI

Databricks

Job description

HomeEquity Bank is seeking a Senior Risk Analytics professional to shape the future of risk management in Canada’s reverse mortgage market. You will drive data‑driven insights, build risk dashboards, and collaborate with Product, Data & Analytics, and Operations to strengthen the portfolio and support regulatory compliance.

As part of the second line of defense, you will tackle climate/geolocation risk analytics and deploy advanced models, ensuring sound risk decisions and effective governance