Senior Manager, Portfolio Strategy and Capital Efficiency, International Banking - Toronto

Scotiabank; Toronto; Hybrid; CAD 150,000 - 210,000; Full time

Job summary

Scotiabank is seeking a Senior Manager, Portfolio Strategy and Capital Efficiency for International Commercial Banking in Toronto. You will monitor portfolio profitability, capital consumption and risk-adjusted returns, driving efficiency and sustainable profitability across regional portfolios.

This hybrid role requires leading data-driven insights, coordinating with country heads, and guiding process improvements in regional credit and risk management.

Qualifications

• Bachelor's degree in finance, accounting, business administration, or a related field is required.
• Experience in portfolio analysis, capital efficiency, and risk/return assessment is essential.
• Strong data analysis capabilities and understanding of capital and profitability drivers are expected.

Responsibilities

• Translate portfolio analytics and capital insights into practical recommendations for senior management.
• Review portfolios to identify risks and opportunities at regional level, including data quality feedback.
• Support country and regional leaders with insights and follow up on plans for offboarding industries or relationships.

Skills

Portfolio analysis

Portfolio management

Financial analysis

Data interpretation

Communication skills

Education

Bachelor's degree in finance, accounting, business administration or related field

Tools

MS Office

Power BI

Tableau

Salesforce

Job description

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Title: Senior Manager, Portfolio Strategy and Capital Efficiency, International Banking - Toronto

Requisition ID: 273725
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Senior Manager, Portfolio Strategy and Capital Efficiency - International Commercial Banking

Scotiabank’s International Banking division is a diverse and dynamic network that provides financial advice and solutions to more than 12 million retail, corporate, and commercial clients. With a presence in over 15 countries—including Mexico, Chile, Peru, Colombia, Brazil, Uruguay, and key markets across Central America and the Caribbean—our footprint offers unparalleled connectivity within the North American corridor. These regions feature favorable demographics and present significant opportunities to expand banking penetration and deliver innovative solutions.

Join a purpose-driven winning team, committed to results, in an inclusive and high-performing culture.

Purpose

Monitors and analyzes assigned industries, segments or sub-segments’ trends and insights by promptly and proactively communicating potential portfolio opportunities, capital efficiency considerations and credir risk alerts to stakeholders, ensuring profitability improvement, concern escalation and timely action. Provides data-driven capital and process modernization recommendations for senior management consideration.

Contributes to the overall success of Commercial Banking in the International division, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives while also ensuring all activities are conducted in compliance with governing regulations, internal policies and procedures.

What You'll Do:

• Supports senior management decision-making by translating portfolio analytics, capital efficiency insights and business-line knowledge into practical recommendations, with clear escalation of issues and barriers to execution
• Proactively review portfolio through industries, segments, sub-segments, etc., to determine data-driven trends and insights that allow to identify risks and commercial opportunities on a regional level, including RWA, client concentration and capital-related data quality. Provide feedback on said data quality as well as data‑improvement roadmap to facilitate deeper analysis
• Ensure and support Country and Regional Banking Leaders with insights, as well as follow up with any plans for offboarding industries, segments, sub‑segments or relationships
• Assess portfolio profitability, capital consumption and risk‑adjusted returns to identify opportunities to improve capital efficiency, optimize portfolio mix and support sustainable profitability across Commercial Banking portfolios.
• Organize and lead recurring RWA review with the Country Heads focused on capital optimization and proper returns‑based allocation
• Provide tracking and visibility of call reports, capital efficiency opportunities and path‑to‑profitability commitments for presentation in regional Banking governance meetings, supporting improved profitability and disciplined portfolio execution
• Serve as a resource to make loan transactions easier, providing input as SME on regional process improvements and enhancing the client experience through efficient credit structuring
• Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day‑to‑day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct
• Centralize, manage and coordinate regional Banking audit issues, deploy action plans and maintain consolidated information to meet audit, risk and regulatory requirements while establishing proper control strategies with Banking and Risk Teams

What You'll Bring:

• Bachelor’s degree in finance, Accounting, Business Administration, or a related field
• Fluency in both English and Spanish is required
• Work experience in portfolio analysis, portfolio management and financial analysis within the banking or financial services industry. Experience in finance, capital, Commercial Banking and/or Credit is preferable
• Strong data analysis capabilities and comprehensive understanding of portfolio management, financial statements, industry trends, capital/profitability drivers, risk metrics, risk assessment techniques, and Commercial Banking (policies, processes, products and services)
• Familiarity with regulatory requirements, including AML/ATF regulations and operational risk management frameworks is an asset
• Ability to provide analytical insights
• Good Interpersonal and team working skills
• Advanced knowledge of Microsoft Office Suite (Word, Excel, PowerPoint)
• Working knowledge of Microsoft Office applications e.g. MS Outlook, MS Teams and technology platforms (e.g. Sales Force, Power BI, Tableau)

Work Arrangement:

This position is currently a hybrid role, with the expectation that you will work 3-4 days a week in the office. Please note that this is subject to change based on the needs of the business.

What's in it for you?

Scotiabank wants you to be able to bring your best self to work – and life, every day. With a focus on holistic well-being, our many flexible benefit programs are designed to help support your unique family, financial, physical, mental, and social health needs

At Scotiabank, every employee is empowered to reach their fullest potential, respected for who they are and, embraced for their differences. That’s why we work to grow and diversify talent and engage employees in a performance-oriented culture.

As Canada's International Bank, we are a diverse and global team. We speak more than 100 languages with backgrounds from more than 120 countries. Our employees are committed to a superior customer experience and use the Bank’s six guiding sales practice principles to ensure they act with honesty and integrity.

At Scotiabank, we value the unique skills and experiences everyone brings to the Bank and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

Location(s): Canada : Ontario : Toronto

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here . We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.