Senior Manager, Portfolio Management Auto Finance

National Bank of Canada; Canada; Hybrid; CAD 100,000 - 150,000; Full time

Job summary

A leading Canadian bank seeks a Senior Manager for Portfolio Management in Auto Finance, overseeing credit underwriting and portfolio quality. The ideal candidate will excel in financial analysis and team mentorship while ensuring compliance with risk appetite. This role offers a hybrid work environment and a strong focus on continuous professional development.

Benefits

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Opportunities for community initiatives

Qualifications

• 7+ years of experience in financial services.
• Expertise in credit adjudication and commercial lending.
• Experience in the Automotive Industry.

Responsibilities

• Analyze and underwrite complex commercial credit applications.
• Lead credit structuring and adjudication strategies.
• Coach and mentor less experienced team members.

Skills

Financial analysis

Risk mitigation

Commercial lending

Portfolio management

Credit adjudication

Education

Bachelor's degree in business, finance, or related field

Job description

Join to apply for the Senior Manager, Portfolio Management Auto Finance role at National Bank of Canada

Join to apply for the Senior Manager, Portfolio Management Auto Finance role at National Bank of Canada

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Where
talent thrives and careers soar. Live your ambitions.

Are you a
seasoned credit professional with a passion for strategic impact and
operational excellence? Join National Bank’s Automotive Finance Group and play
a key role in supporting our national portfolio of automotive clients.

As aSenior Manager, Portfolio Management you will be a trusted
expert in evaluating and underwriting complex loan transactions. This
high-impact role ensures our credit portfolio remains strong, compliant, and
aligned with National Bank’s risk appetite, while also minimizing operational
risk.

You’ll work independently and collaboratively, influencing branch and
departmental leaders, and providing mentorship to team members. Your insights
will help shape credit policy implementation, drive portfolio reviews, and
uphold the highest standards of credit control and risk management.

Your Role

• Analyze and underwrite complex commercial credit applications,
  ensuring alignment with risk appetite and profitability guidelines
• 
  Support business development initiatives by identifying full-service solutions
  and optimizing client relationships
• 
  Ensure portfolio quality through proactive credit monitoring, risk mitigation,
  and collaboration with internal stakeholders
• 
  Lead and influence credit structuring and adjudication strategies as a senior
  subject matter expert
• 
  Coach and mentor less experienced team members, sharing knowledge and fostering
  development
• 
  Maintain compliance with internal policies and regulatory standards while
  enhancing operational efficiency

The Partner
Services Vice-Presidency includes more than 50 professionals who work in an
agile, proactive and collaborative manner to seize opportunities, stay on the
cutting edge of credit practices and continuously improve processes.

Within the
Automotive Finance sector, you are part of a national team of specialists and
report to the AVP Portfolio Management. Our team stands out for its deep credit
expertise, client-focused approach, and strong sense of collaboration. We aim
to offer you maximum flexibility to promote your quality of life. This is
reflected in a hybrid work environment, as well as a flexible and adaptable
schedule.

The Bank
values continuous development and internal mobility. Our personalized training
programs, based on learning in action, allow you to master your craft and
develop new areas of expertise. Tools such as the Data Academy, language
training, the Harvard Learning Center, and coaching and mentoring support are
available to you at all times.

Where
talent thrives and careers soar. Live your ambitions.

Are you a
seasoned credit professional with a passion for strategic impact and
operational excellence? Join National Bank’s Automotive Finance Group and play
a key role in supporting our national portfolio of automotive clients.

As aSenior Manager, Portfolio Management you will be a trusted
expert in evaluating and underwriting complex loan transactions. This
high-impact role ensures our credit portfolio remains strong, compliant, and
aligned with National Bank’s risk appetite, while also minimizing operational
risk.

You’ll work independently and collaboratively, influencing branch and
departmental leaders, and providing mentorship to team members. Your insights
will help shape credit policy implementation, drive portfolio reviews, and
uphold the highest standards of credit control and risk management.

Your Role

• Analyze and underwrite complex commercial credit applications,
  ensuring alignment with risk appetite and profitability guidelines
• 
  Support business development initiatives by identifying full-service solutions
  and optimizing client relationships
• 
  Ensure portfolio quality through proactive credit monitoring, risk mitigation,
  and collaboration with internal stakeholders
• 
  Lead and influence credit structuring and adjudication strategies as a senior
  subject matter expert
• 
  Coach and mentor less experienced team members, sharing knowledge and fostering
  development
• 
  Maintain compliance with internal policies and regulatory standards while
  enhancing operational efficiency

Your
team

The Partner
Services Vice-Presidency includes more than 50 professionals who work in an
agile, proactive and collaborative manner to seize opportunities, stay on the
cutting edge of credit practices and continuously improve processes.

Within the
Automotive Finance sector, you are part of a national team of specialists and
report to the AVP Portfolio Management. Our team stands out for its deep credit
expertise, client-focused approach, and strong sense of collaboration. We aim
to offer you maximum flexibility to promote your quality of life. This is
reflected in a hybrid work environment, as well as a flexible and adaptable
schedule.

The Bank
values continuous development and internal mobility. Our personalized training
programs, based on learning in action, allow you to master your craft and
develop new areas of expertise. Tools such as the Data Academy, language
training, the Harvard Learning Center, and coaching and mentoring support are
available to you at all times.

Requirements

• Hold a bachelor's degree in
  business, finance, or related field
• Possess 7+ years of experience in financial
  services, including credit adjudication and commercial lending
• Strong financial analysis and
  business modeling skills
• Expertise in portfolio
  management, risk assessment, and commercial credit structuring
• Experience in the Automotive Industry

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and Family Assistance Program
* Preferential banking services
* Opportunities to get involved in community initiatives
* Telemedicine service
* Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us,and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!

Seniority level

• Seniority level

  Not Applicable

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Banking

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