Senior Manager, Credit Modeling & Strategy

Community Trust; Toronto; Hybrid; CAD 90,000 - 130,000; Full time

Job summary

Join an innovative fintech company as a Senior Manager in Credit Modeling & Strategy, where you will lead the development of credit models and strategies for diverse financial products. This role offers a unique opportunity to leverage statistical and machine learning techniques to optimize credit offerings. You'll work in a collaborative environment that values inclusivity and creativity, contributing to the future of financial technology. With a hybrid work model, you'll enjoy a balance between professional growth and personal well-being, making a meaningful impact in the financial sector.

Benefits

Health & wellbeing resources

Paid vacation

Competitive compensation

Work-life balance

Career growth opportunities

Community contribution opportunities

Qualifications

• 7+ years of experience in credit modeling and strategy development.
• Proficiency in statistical and machine learning techniques.
• Strong analytical and problem-solving skills.

Responsibilities

• Define requirements for new credit products and strategies.
• Identify data requirements for credit modeling.
• Design optimization-driven credit strategies.

Skills

Statistical Analysis

Machine Learning

Data Analysis

Problem Solving

Collaboration

Education

Degree in Economics

Degree in Business

Degree in Statistics

Degree in Mathematics

Degree in Engineering

Tools

SAS

Python

R

SQL

Job description

Senior Manager, Credit Modeling & Strategy

Bank of Canada Building, 250 University Ave, Toronto, ON M5H 3E5, Canada

Job Description

Posted Friday, April 11, 2025 at 4:00 AM

Questrade Financial Group (QFG), through its companies - Questrade, Inc., Questrade Wealth Management Inc., Community Trust Company, ThinkInsure, Zolo, and Flexiti, provides securities and foreign currency investment, professionally managed investment portfolios, mortgages, insurance, real estate services, financial services, and more. Questrade uses cutting-edge technologies to develop innovative products that give customers better, more affordable ways to take control of their money.

We are a forward-thinking fintech company, fostering innovation and collaboration. Our environment promotes continuous growth, diversity, and inclusivity, with a hybrid work model that encourages creativity and curiosity. Join us to shape the future of fintech.

What’s in it for you as an employee of QFG?

• Health & wellbeing resources and programs
• Paid vacation, personal, and sick days for work-life balance
• Competitive compensation and benefits packages
• Work-life balance in a hybrid environment with at least 3 days in office
• Career growth and development opportunities
• Opportunities to contribute to community causes
• Work with diverse team members in an inclusive and collaborative environment

Position Overview

Reporting to the Director, Credit Strategy, the Senior Manager, Credit Modeling & Strategy, will develop and maintain credit models and strategies for credit products, including credit cards and lending products. This role involves in-depth modeling work and strategy development based on NPV optimization, supporting the launch of new credit offerings.

Key Responsibilities

• Define and scope credit model and strategy requirements for new products (e.g., credit cards, personal loans)
• Identify and specify data requirements from internal and external sources for credit modeling
• Establish modeling techniques with clear rationale
• Integrate models into strategic frameworks
• Design optimization-driven credit strategies, moving beyond rule-based criteria
• Maintain comprehensive documentation with version control for models, strategies, and policies

Qualifications

• Degree in a quantitative field such as Economics, Business, Statistics, Mathematics, Engineering, or equivalent
• 7+ years of experience analyzing credit card data and developing credit models using statistical and machine learning techniques
• Experience in developing credit strategies for adjudication and account management
• Proficiency with data analysis tools (SAS, Python, R, SQL)
• Hands-on experience with modeling techniques like Logistic Regression, Linear Regression, GLM, Gradient Boosting
• Deep understanding of credit modeling and strategy optimization based on NPV
• Strong analytical, problem-solving, and conceptual thinking skills
• Proven ability to collaborate with business leaders to implement data-driven strategies
• Highly organized, independent, and capable of managing tight deadlines

Apply now to join our innovative team!

#LI-NP1

#LI-Hybrid

Questrade Financial Group is committed to diversity, inclusion, and accessibility. We value your unique skills and experiences and support your professional growth. Our diverse team helps us push boundaries and innovate for the future of fintech.

Note: Our Applicant Tracking System uses AI for screening. Final decisions are subject to human review. Candidates will be contacted directly for interviews. Accommodations are available upon request during the recruitment process.