Senior Manager, Credit - Global Risk Management - Latin America (bilingual English / Spanish)

Scotiabank; Canada; On-site; CAD 80,000 - 120,000; Full time

Job summary

Join a forward-thinking financial institution as a Senior Manager, where you will leverage your expertise in credit analysis and financial oversight. This role offers the chance to work with a diverse portfolio of commercial accounts, ensuring compliance with bank policies while fostering strong client relationships. You will be part of a collaborative team that values innovation and inclusivity, with opportunities for professional development and exposure to significant financial deals in Latin America. This position promises a rewarding career path in a dynamic environment that celebrates success and creativity.

Benefits

Diverse professional development opportunities

Internal growth support

Competitive compensation and benefits

Inclusive and collaborative environment

Qualifications

• 3-5 years of experience in financial analysis.
• Understanding of credit risk and credit documentation issues.

Responsibilities

• Provide credit oversight for assigned accounts and ensure compliance.
• Identify risks and recommend actions to mitigate portfolio deterioration.

Skills

Bilingual in Spanish and English

Financial analysis

Credit risk understanding

Knowledge of financial projections

Credit assessments experience

Education

Professional Designation (CPA, CFA) or MBA

Job description

Requisition ID: #

Join a purpose-driven, winning team committed to results in an inclusive and high-performing culture.

The Senior Manager, through sound credit judgment, contributes to the maintenance, growth, and safety of a loan portfolio comprising designated commercial - corporate accounts within the International Division. This is achieved by ensuring the portfolio remains in sound condition within the Bank's current credit policy and that supporting documentation provides adequate protection.

What you’ll do in this role

1. Report to the Director, providing credit oversight for a portfolio of assigned accounts. Ensure accounts are managed within the bank’s risk tolerance and in compliance with policies and procedures.
2. Champion a customer-focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge.
3. Assist in assessing, adjudicating, and monitoring individual credits and the international portfolio.
4. Anticipate risks that could lead to portfolio deterioration or impact the Bank’s position with a customer, and recommend appropriate actions.
5. Develop regional and industry knowledge to ensure ongoing portfolio quality through review of relevant publications and financial reports.
6. Identify risk mitigation opportunities and develop/maintain portfolio reports supporting this function.
7. Ensure all credit adjudication complies with Bank policies and procedures.
8. Understand and incorporate the Bank’s risk appetite and culture into daily activities and decisions.

What we’re looking for

1. Bilingual in Spanish and English is required.
2. Professional Designation (CPA, CFA) or MBA, with banking experience preferred.
3. 3 – 5 years of experience in financial analysis.
4. Understanding of credit risk, structures, and protections for credit analysis.
5. Familiarity with credit documentation issues.
6. Knowledge of financial projections and sensitivities.
7. Experience or knowledge of credit assessments.

What’s in it for you

1. Opportunity to join a forward-thinking company with a collaborative team of innovative thinkers.
2. Exposure to large financial deals in Latin America.
3. Diverse professional development opportunities.
4. Internal growth support to enhance your skills.
5. Competitive compensation and benefits.
6. An inclusive, collaborative environment that encourages creativity and celebrates success.

Location

Canada: Ontario: Toronto

Scotiabank is a leading bank in the Americas, guided by our purpose: "for every future." We help our customers, their families, and communities achieve success through various financial services.

We value the unique skills and experiences each individual brings and are committed to an inclusive and accessible environment. If you require accommodations during recruitment, please inform our Recruitment team. Only candidates considered for an interview will be contacted.