Senior Manager Commercial Credit

National Bank of Canada; Montreal (administrative region); Hybrid; CAD 110,000 - 150,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Telemedicine service

Virtual sleep clinic

Job summary

National Bank of Canada in Montreal seeks a Senior Commercial Credit Manager to lead complex credit decisions and expert risk guidance. You will collaborate with internal partners, refine credit policies and drive strategic mandates that influence the bank’s portfolio quality.

You will mentor teams, improve processes and contribute to high-impact initiatives in a hybrid work environment, emphasizing balance and continuous development. French and English language proficiency is required.

Qualifications

• Bachelor’s degree in administration, finance or a related field.
• 7–10 years of experience in complex commercial financing.
• Experience in portfolio monitoring and credit portfolio management.
• Strong knowledge of financial products and services for businesses.
• Experience making decisions in complex environments and contributing to strategic mandates.

Responsibilities

• Analyze, approve and recommend complex commercial credit decisions with a Bank-wide impact.
• Coach and advise teams on complex files, acting as a subject matter expert in risk management.
• Ensure the application, evolution and integrity of credit policies and processes.
• Collaborate closely with internal partners and maintain strong relationships with business lines.
• Contribute to continuous improvement initiatives and propose innovative solutions.
• Participate in high-impact strategic initiatives and mandates.

Skills

Business Alignment

Critical Thinking

Data-Driven Decision-Making

Decision Making

Diversity & Inclusion

Emotional Intelligence

Innovation Management

Learning Agility

Managerial Courage

Mobilization

Partner Development

Resiliency

Risk Management

Strategic Vision

Strategy Execution

Stress Management

Education

Bachelor’s degree in administration, finance or a related field

Tools

Credit risk systems

Portfolio monitoring tools

Job description

A career as a senior commercial credit manager in the Credit Risk team at National Bank means acting as a specialist in commercial credit analysis and approvals. In this role, you can have a direct impact on the quality of the portfolio and on strategic decisions across the Bank, utilizing your expertise in commercial lending, risk management and complex financial analysis.

Your role

• Analyze, approve and recommend complex commercial credit decisions with a Bank-wide impact
• Coach and advise teams on complex files, acting as a subject matter expert in risk management
• Ensure the application, evolution and integrity of credit policies and processes
• Collaborate closely with internal partners and maintain strong relationships with business lines
• Contribute to continuous improvement initiatives and propose innovative solutions
• Participate in high-impact strategic initiatives and mandates

Your team

The Eastern Canada Credit Team brings together specialists who work in an agile, proactive and collaborative way to support sustainable business growth and sound risk management.

Within the Credit Risk sector, you are part of a team of recognized professionals and report to a senior leadership role. Our team stands out for its strategic influence and its contribution to key decisions with significant organizational impact. We aim to offer you maximum flexibility to support your work-life balance, including a hybrid work environment and adaptable schedules.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, help you master your role and develop new fields of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center and coaching and mentoring support are available to you at all times.

Prerequisites

• Bachelor’s degree in administration, finance or a related field
• Between seven and ten years of experience in complex commercial financing
• Experience in portfolio monitoring and credit portfolio management
• Strong knowledge of financial products and services for businesses
• Experience making decisions in complex environments and contributing to strategic mandates, including project execution/development

Your role

• Analyze, approve and recommend complex commercial credit decisions with a Bank-wide impact
• Coach and advise teams on complex files, acting as a subject matter expert in risk management
• Ensure the application, evolution and integrity of credit policies and processes
• Collaborate closely with internal partners and maintain strong relationships with business lines
• Contribute to continuous improvement initiatives and propose innovative solutions
• Participate in high-impact strategic initiatives and mandates

Your team

The Eastern Canada Credit Team brings together specialists who work in an agile, proactive and collaborative way to support sustainable business growth and sound risk management.

Within the Credit Risk sector, you are part of a team of recognized professionals and report to a senior leadership role. Our team stands out for its strategic influence and its contribution to key decisions with significant organizational impact. We aim to offer you maximum flexibility to support your work-life balance, including a hybrid work environment and adaptable schedules.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning in action, help you master your role and develop new fields of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center and coaching and mentoring support are available to you at all times.

Prerequisites

• Bachelor’s degree in administration, finance or a related field
• Between seven and ten years of experience in complex commercial financing
• Experience in portfolio monitoring and credit portfolio management
• Strong knowledge of financial products and services for businesses
• Experience making decisions in complex environments and contributing to strategic mandates, including project execution/development

Languages: French, English

Reason to require this language: you will need to work closely with our colleagues outside Quebec.

Required skills: Business Alignment, Critical Thinking, Data-Driven Decision-Making, Decision Making, Diversity & Inclusion, Emotional Intelligence, Innovation Management, Learning Agility, Managerial Courage, Mobilization, Partner Development, Resiliency, Risk Management, Strategic Vision, Strategy Execution, Stress Management

Your benefits

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and family assistance program
• Preferential banking services
• Involvement in community initiatives
• Telemedicine service
• Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during our initial conversations. We welcome all candidates! What can you bring to our team?

Join us!