Senior Commercial Credit Manager

National Bank of Canada; Toronto; On-site; CAD 80,000 - 110,000; Full time

Benefits offered by this job

Health and wellness program

Flexible group insurance

Generous pension plan

Employee Share Ownership Plan

Employee Assistance Program

Preferential banking services

Opportunities for community involvement

Telemedicine service

Virtual sleep clinic

Job summary

A leading Canadian financial institution seeks a Senior Commercial Credit Manager to maximize the quality of the corporate loan portfolio. In this role, you will analyze and authorize financing requests while ensuring the integrity of the portfolio. You will collaborate with the business team and stakeholders, utilizing your strong negotiation and analytical skills. This position offers a comprehensive benefits package, including health programs and flexible insurance options, fostering a supportive work environment.

Qualifications

• Five years of experience in the commercial banking sector.
• Proven experience in commercial credit risk analysis.
• Strong analytical, synthesis, teamwork, and rigor capabilities.

Responsibilities

• Analyze, authorize or recommend financing requests per credit policies.
• Work as part of a team to meet short response times.
• Ensure the quality of the existing portfolio.

Skills

Negotiation skills

Analytical capabilities

Teamwork

Leadership

Education

University degree related to the field of activity

Job description

Overview

A career as a Senior Commercial Credit Manager in the Credit Risk Management team at National Bank means acting as a specialist for credit approvals in the pharmacy and diversified sectors. You maximize the quality of a corporate loan portfolio in line with the Bank’s strategic directions across the country, while implementing portfolio quality control strategies to ensure integrity, maximize profitability, and support business development.

Your role

• Analyze, authorize, or recommend financing requests according to credit policies and BNC’s risk appetite;
• Work as part of a team to meet short response times for the business line;
• Ensure the quality of the existing portfolio;
• Participate independently in various committees and special mandates;
• Foster collaboration, provide coaching, and maintain ongoing communication with the business line and other stakeholders.

Your rigor, professional judgment, understanding of business realities, ownership of files, leadership, and ability to propose solutions will set you apart.

Required skills

• University degree related to the field of activity and five years of experience in the commercial banking sector
• Proven experience in commercial credit risk analysis
• Strong negotiation and influencing skills
• Strong analytical, synthesis, teamwork, and rigor capabilities
• Excellent knowledge of corporate financial products and services
• Demonstrated leadership in implementing new initiatives and/or special mandates
• Ability to make complex decisions within very short timeframes

Your benefits

• Health and wellness program, including many options
• Flexible group insurance
• Generous pension plan
• Employee Share Ownership Plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We\'re putting people first
We\'re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees.

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Come live your ambitions with us!

Additional required languages: English