Senior Insurance Risk Underwriter

Placements24; Kimberley; Hybrid; CAD 120,000 - 180,000; Full time

Benefits offered by this job

Competitive salary and bonus

Medical, dental, vision coverage

Generous paid time off

Professional development opportunities

Job summary

Placements24 is seeking a Senior Insurance Risk Underwriter to join a fully remote team. You will assess and manage complex insurance risks, develop underwriting strategies, and mentor junior underwriters from any location in South Africa. The role emphasizes autonomy, strategic impact, and remote-first collaboration.

The ideal candidate has 7+ years of underwriting experience, deep risk assessment expertise, and professional certifications (ACII, FLMI) are highly desirable.

Qualifications

• Minimum 7 years of progressive experience in insurance underwriting, focusing on complex risks.
• Strong knowledge of underwriting principles, risk assessment techniques and products.
• Excellent leadership and communication skills; capable of mentoring juniors.

Responsibilities

• Evaluate and underwrite complex insurance risks with sound acceptance, terms and pricing.
• Develop and refine underwriting guidelines to adapt to market changes.
• Mentor junior underwriters and provide guidance to the team.
• Collaborate with claims and actuarial teams for cohesive risk management.
• Monitor portfolio performance and identify trends and concerns.
• Ensure compliance with regulatory requirements and policies.

Skills

Underwriting principles

Risk assessment

Leadership & communication

Independent remote work

Education

ACII

FLMI

Job description

About the Role

Our client is seeking a highly experienced Senior Insurance Risk Underwriter to join their esteemed, fully remote team. In this critical role, you will be responsible for assessing and managing complex insurance risks across various portfolios, ensuring the company's financial stability and profitability. You will leverage your deep expertise to analyze applications, develop underwriting strategies, and mentor junior underwriters. This position offers the ultimate flexibility, allowing you to work from anywhere in South Africa while contributing significantly to the strategic direction of our client's underwriting operations. This is an ideal opportunity for a seasoned professional seeking autonomy and impact in a remote-first environment.

Key Responsibilities

• Evaluate and underwrite complex insurance risks, making sound decisions on acceptance, terms, and pricing.
• Develop and refine underwriting guidelines and strategies to adapt to market changes and risk exposures.
• Provide expert guidance and mentorship to junior underwriting staff.
• Collaborate with claims and actuarial teams to ensure cohesive risk management.
• Monitor portfolio performance, identifying trends and potential areas of concern.
• Ensure compliance with all regulatory requirements and company policies in underwriting practices.

Requirements

• Minimum of 7 years of progressive experience in insurance underwriting , with a focus on complex risks.
• In-depth knowledge of underwriting principles, risk assessment techniques, and insurance products.
• Strong analytical, decision-making, and problem-solving abilities.
• Excellent leadership and communication skills.
• Relevant professional certifications (e.g., "ACII, FLMI") are highly desirable.
• Proven ability to work independently and manage a demanding workload in a fully remote setting.

Benefits

• Exceptional annual salary and comprehensive bonus structure.
• Full medical, dental, and vision coverage.
• Generous paid time off and flexible working hours.
• Significant opportunities for professional development and leadership advancement.
• A supportive and progressive remote-first culture that values expertise and collaboration.