Senior Financing Specialist

RBC; Toronto; On-site; CAD 60,000 - 85,000; Full time

Job summary

RBC seeks a financing specialist in Toronto to enhance client satisfaction by providing expert financial and credit advice. The role involves collaborating with commercial account managers, conducting thorough credit analysis, and leveraging technology to support diverse client needs while developing professionally within a dynamic banking team.

Benefits

Comprehensive Total Rewards Program including performance-based bonuses

Supportive leadership for personal and professional growth

Collaborative and high-performing team environment

Qualifications

• Proven understanding of financial and credit analysis.
• Strong organizational skills and ability to meet deadlines.
• Strong presentation and communication skills.

Responsibilities

• Leverage deepening business analysis skills for credit requests.
• Provide quality business analysis and credit advice.
• Support credit applications and collaborate with credit adjudicators.

Skills

Adaptability

Business Development

Client Centricity

Communication

Critical Thinking

Curiosity

Financial Acumen

Practice Management

Education

Post-secondary diploma/degree in Commerce, Business Administration or related

Job description

Job Summary

Job Description

Job Description

What is the opportunity?

As a financing specialist, focused on deepening credit skills, supporting a high performing commercial banking team with portfolio management and compliance support you will contribute to an exceptional client experience by providing superior business, financial and credit advice. Your support as a strategic partner to the Commercial Account Manager managing the credit process will enable enhanced client-facing time.

What will you do?

• Leverage deepening business analysis skills to meet client expectations for credit requests and completion of annual reviews
• Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client
• Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs
• Demonstrate a commitment to teamwork and collaboration by sharing best practices learned and assisting colleagues to meet the needs of all clients
• Exercise due diligence in recommending credit applications, working in collaboration with Credit Adjudicators, especially in supporting risk processes and guidelines

What do you need to succeed?

Must-have

• Proven understanding of financial and credit analysis in support of exceptional client relationship management
• Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines
• Strong presentation and communication skills
• Experience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications)

Nice-to-have

• Ability to conduct an assessment of risk and financial analysis, credit structuring/solutions and presenting the deal
• Strong interpersonal and negotiation skills
• Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience
• Specialized industry expertise in a past role: Supply Chain & Transportation
• Chartered Professional Accountant designation (CPA) or Chartered Financial Analyst (CFA)

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation
• Leaders who support your development through coaching and managing opportunities
• Work in a dynamic, collaborative, progressive, and high-performing team
• A unique opportunity for personal and professional growth

Job Skills

Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curiosity, Financial Acumen, Practice Management

Additional Job Details

Address:

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City:

TORONTO

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-06-17

Application Deadline:

2025-07-02

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.