Senior Credit Risk Strategist - Data-Driven Loss Reduction

TD Bank Group; Toronto; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD Bank Group in Toronto, Canada is seeking a risk management professional to drive risk strategy and loss-reduction outcomes across retail lending portfolios, including credit cards, auto finance and real estate secured products.

You will analyze trends with Databricks/Python, build data visualizations in Power BI, and develop verification processes to reduce losses while communicating insights to executive stakeholders.

Qualifications

• 5+ years Databricks/Python experience with Relational Databases.
• Experience with AI-assisted development tools to optimize code.
• Strong verbal/written communication and presentation skills.
• Ability to work in a fast-paced environment with multiple deadlines.
• Knowledge of Customer Assistance (Collections/Recovery) business.

Responsibilities

• Own and improve Customer Assistance risk strategies.
• Develop verification processes for risk collection strategies.
• Create Quality Control measures for data mining and strategies.
• Develop understanding of Customer Assistance processes and data sources.
• Develop viewpoints from deep-dive analysis to reduce losses.
• Identify risk mitigation opportunities to optimize strategies.
• Lead initiatives with minimal supervision and present to executives.
• Develop engaging data visualizations using Power BI.

Skills

Databricks

Python

Relational Databases

Power BI

AI-assisted development

Communication skills

Analytical thinking

Job description

TD Bank Group in Toronto, Canada is seeking a risk management professional to drive risk strategy and loss-reduction outcomes across retail lending portfolios, including credit cards, auto finance and real estate secured products.

You will analyze trends with Databricks/Python, build data visualizations in Power BI, and develop verification processes to reduce losses while communicating insights to executive stakeholders.