Credit Risk Strategy Lead — AI & Analytics

TD Bank Group; Toronto; Hybrid; CAD 97,000 - 137,000; Full time

Job summary

TD Bank Group in Toronto is seeking a Senior Risk role within RESL to lead credit risk initiatives. The role partners with senior leaders and cross-functional teams to strengthen decision making through analytics-driven insights and modern risk management approaches.

You will shape direction, ensure data integrity, and apply AI-enabled tools to improve adjudication quality and risk oversight, while communicating clear recommendations to executives.

Qualifications

• Experience leading cross-functional initiatives in corporate risk.
• Background in credit risk strategy, underwriting, or portfolio risk.
• Strong analytical skills with AI/analytics tooling experience.
• Proficient in Python and SQL/SAS for data analysis.
• Experience with Tableau or Power BI for dashboards.

Responsibilities

• Translate credit risk issues into clear problem statements and decisions.
• Improve adjudication clarity and explainability of credit decisions.
• Recommend prudent, policy-compliant, practical risk actions.
• Lead analytics or AI-enabled initiatives to enhance risk oversight.
• Maintain knowledge of RESL data, lending policies, and underwriting practices.
• Partner with analytics/model teams to ensure usable outputs.

Skills

Credit risk strategy

Leadership

Data analytics

Python

SQL/SAS

Tableau/Power BI

Executive communication

Stakeholder management

Education

Bachelor’s degree in a quantitative/technical discipline

Tools

Python

SQL/SAS

Tableau

Power BI

Visio

Job description

TD Bank Group in Toronto is seeking a Senior Risk role within RESL to lead credit risk initiatives. The role partners with senior leaders and cross-functional teams to strengthen decision making through analytics-driven insights and modern risk management approaches.

You will shape direction, ensure data integrity, and apply AI-enabled tools to improve adjudication quality and risk oversight, while communicating clear recommendations to executives.