Credit Risk Data Science Lead

Fig; Toronto; Hybrid; CAD 95,000 - 120,000; Full time

Benefits offered by this job

Salary + bonus

Retirement matching

Medical, dental, vision coverage

Generous paid time off

Parental top-up

Education stipend

Job summary

Fig is seeking a Credit Risk Expert & Strategic Builder in Canada. You will lead hands-on data science efforts across model development, governance, and data-driven decisioning for lending. Join a fast-paced FinTech and shape risk strategies in a growing company.

You will partner with Credit Strategy, Product, Growth, and Engineering to deliver high-quality credit solutions, improve model performance, and drive portfolio growth while maintaining risk controls.

Qualifications

• 4+ years of experience in Credit Risk management, modeling and/or related data analysis in financial services, FinTech, lending, or technology companies.
• Strong proficiency in Python and SQL.
• Analytical depth in regression, decision trees, loss forecasting, and experimental design.
• Exceptional communication skills to translate complex data for Senior Management.
• Startup DNA: thrive in fast-paced environments with a Get Stuff Done mindset.

Responsibilities

• Develop Next-Generation Credit Models: build, enhance, and deploy ML models for underwriting, reject inference, and credit risk apps.
• Drive Model Governance & Quality: ensure governance via documentation, monitoring, stability analysis, diagnostics, and enhancements.
• Advance Credit Strategy: collaborate on underwriting policies, risk segmentation, and translate models into data-driven credit strategies.
• Enable Scalable Credit Analytics: create datasets, reusable features, and scalable workflows for model development and portfolio monitoring.
• Drive Statistical Experimentation: design rigorous experiments to assess models, features, and strategies with data-driven impact.
• Productionize Decisioning: translate analytics into scalable production workflows with Engineering for automated decisions.
• Build AI-Powered Solutions: deploy AI in credit risk and fraud to improve decision-making and efficiency.
• Collaborate Across Teams: work with Credit Strategy, Product, Growth, Finance, Engineering, and Data teams.

Skills

Python

SQL

Credit Risk

Communication

Startup DNA

Job description

Fig is seeking a Credit Risk Expert & Strategic Builder in Canada. You will lead hands-on data science efforts across model development, governance, and data-driven decisioning for lending. Join a fast-paced FinTech and shape risk strategies in a growing company.

You will partner with Credit Strategy, Product, Growth, and Engineering to deliver high-quality credit solutions, improve model performance, and drive portfolio growth while maintaining risk controls.