Senior Credit Analyst, Analysis & Support

Scotiabank; Montreal (administrative region); On-site; CAD 75,000 - 110,000; Full time

Job summary

Scotiabank’s Senior Analyst, Credit Analysis & Support Team in Anjou is responsible for credit administration across the Commercial Automotive portfolio. You will perform financial spreading, risk assessment, and help prepare credits while supporting Sr. CSMs.

The role involves maintaining monitoring systems and coordinating with internal and client teams in a fast-paced environment. You will analyze client files, prepare financial statements, and ensure accurate data across Scotia Dealer

Qualifications

• Sound credit skills including ability to write up deals, spread financials and assess risk.
• Intermediate accounting and financial statement analysis.
• Strong problem solving and solutions orientation.
• Good written and verbal communication skills.
• Knowledge of industry lines the DFC serves (Automotive floor planning, wholesale leasing and CRE).

Responsibilities

• Process and analyze customer reporting items and maintain monitoring systems.
• Update Task Manager and Scotia Dealer Link with necessary information.
• Spread interim financial statements in CreditLens as required.
• Perform trend analysis to monitor client risk ratings.
• Escalate offside conditions and support annual review processes in CreditLens.
• Assist Sr. CSMs and CSMs in preparation of credits and related documentation.
• Ensure complete and up-to-date client files and proper storage of correspondence in SDR.

Skills

Credit analysis

Financial statement analysis

Risk assessment

Written and verbal communication

Interpersonal collaboration

Bilingual (English/French)

Tools

Word

Excel

SDL

Task Manager

CreditLens

Job description

Scotiabank’s Senior Analyst, Credit Analysis & Support Team in Anjou is responsible for credit administration across the Commercial Automotive portfolio. You will perform financial spreading, risk assessment, and help prepare credits while supporting Sr. CSMs.

The role involves maintaining monitoring systems and coordinating with internal and client teams in a fast-paced environment. You will analyze client files, prepare financial statements, and ensure accurate data across Scotia Dealer