Senior CMHC Multifamily Underwriter (Hybrid)

KV Capital; Calgary; Hybrid; CAD 84,000 - 100,000; Full time

Benefits offered by this job

Competitive total compensation package

Employee Stock Options Plan

Comprehensive paid time-off including

100% employer-paid benefits

Professional development opportunities

Hybrid work offering (4 days in office

1 day remote per week

Job summary

KV Capital is seeking an experienced underwriter to lead CMHC-insured multifamily lending initiatives. You will evaluate credit, valuation, and program risk, manage CMHC submissions through to Certificate of Insurance and funding, and coordinate with brokers, borrowers, and the Origination team.

With 3–5 years in mortgage underwriting and CMHC experience, you will support the deal lifecycle from application to funding, ensuring timely and compliant outcomes.

Qualifications

• Bachelor's degree in finance, real estate, economics, business or related field.
• 3–5 years of experience in mortgage, real estate or underwriting.
• Experience underwriting CMHC-insured transactions, HB-2 framework, and CMHC Select/Standard.
• Ability to interpret financial statements, credit reports, and corporate structures.
• Strong written and verbal communication with CMHC, brokers and borrowers.

Responsibilities

• Underwrite CMHC-insured multifamily term and construction loan applications.
• Review financial statements and tax filings to assess deal viability.
• Identify risks and mitigants and document underwriting recommendations.
• Prepare and present loan submissions to Credit through Loan Summaries.
• Submit CMHC loan insurance packages and manage queries from issuance to funding.
• Coordinate with brokers and borrowers on underwriting requirements and timelines.
• Serve with Origination, Credit, and CMHC to support deal lifecycle.

Skills

Financial analysis

Analytical thinking

Communication skills

Strong judgment

Organizational skills

Education

Bachelor's degree in finance/real estate/economics/business

Tools

Microsoft Excel

Microsoft Office

Real estate information databases

Credit bureau searches

Job description

KV Capital is seeking an experienced underwriter to lead CMHC-insured multifamily lending initiatives. You will evaluate credit, valuation, and program risk, manage CMHC submissions through to Certificate of Insurance and funding, and coordinate with brokers, borrowers, and the Origination team.

With 3–5 years in mortgage underwriting and CMHC experience, you will support the deal lifecycle from application to funding, ensuring timely and compliant outcomes.