Senior Credit Risk Analyst – Multi-Unit (Hybrid)

Canada Mortgage and Housing Corporation (CMHC) Société canadienne d'hypothèques et de logement(SCHL); Ottawa; Hybrid; CAD 87,000 - 109,000; Full time

Benefits offered by this job

Annual Paid vacation

Performance incentive program

Defined benefit pension plan

Comprehensive group insurance

Job summary

CMHC is hiring for a Specialist, Credit Analysis to join the Multi Unit Borrower Financial Analysis team. The role focuses on preparing credit risk assessments for applicants in multi-unit programs and reviewing financial statements to determine creditworthiness.

The candidate will present analyses to management, advise on financial risk, and engage with key stakeholders to inform complex decisions. A degree in business/finance and 5+ years of experience are required.

Qualifications

• Undergraduate degree in business, accounting, finance, commerce or economics.
• Five years of experience in credit/financial analysis and risk management practices.
• Strong oral and written communication skills.
• Analytical reasoning, attention to detail, strong organizational skills and ability to prioritize in a multi-demand environment.
• Intermediate Excel skills and knowledge of market data systems (Bloomberg, Reuters, S&P Capital IQ).
• Good knowledge of multi-unit underwriting operations.

Responsibilities

• Prepare credit risk assessments for applicants in the Multi-Unit programs.
• Review financial statements, calculate ratios, and present credit risk reports to management.
• Provide advice on applicants’ creditworthiness to staff and management.
• Build relationships with stakeholders to understand the operating environment for informed decisions.
• Perform and document ad hoc financial analysis for internal stakeholders.

Skills

Strong communication

Analytical reasoning

Attention to detail

Organizational skills

Prioritization

Education

Undergraduate degree in business/finance/economics

Tools

Bloomberg

Reuters

S&P Capital IQ

Job description

CMHC is hiring for a Specialist, Credit Analysis to join the Multi Unit Borrower Financial Analysis team. The role focuses on preparing credit risk assessments for applicants in multi-unit programs and reviewing financial statements to determine creditworthiness.

The candidate will present analyses to management, advise on financial risk, and engage with key stakeholders to inform complex decisions. A degree in business/finance and 5+ years of experience are required.