Senior ART & Fronting Underwriter: Strategic Growth

Aviva; Alberta; Hybrid; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Hybrid flexible work model

Health benefits

Retirement savings

Share plan

Competitive vacation package

Job summary

Aviva Canada is seeking a Senior Underwriting Specialist, ART & Fronting to manage Alternative Risk Transfer programs and fronting activities nationwide. You will underwrite, structure, and optimize complex risk financing solutions for large commercial clients and brokers.

In this role you will collaborate with underwriting, actuarial, claims, finance, legal and reinsurance teams, driving profitable growth while ensuring regulatory compliance and governance across Canada.

Qualifications

• 7+ years of experience in commercial insurance, ART, reinsurance, or risk financing.
• Strong understanding of captive structures, fronting arrangements, reinsurance principles.
• Experience working with complex commercial clients, brokers, and multi-stakeholder environments.
• Strong financial and analytical skills, including evaluating funding structures and risk financing solutions.
• Knowledge of captive insurance regulatory and governance requirements.
• Proven ability to influence stakeholders, lead initiatives, and drive results without direct authority.
• Excellent communication, presentation, negotiation, and relationship management skills.

Responsibilities

• Underwrite and manage a portfolio of ART and Fronting programs, ensuring profitable growth and alignment with Aviva's risk appetite.
• Develop and maintain strong relationships with brokers, captive owners, reinsurers, risk managers, and key client stakeholders.
• Evaluate complex risk financing structures, including captive programs, fronting arrangements, and other ART solutions.
• Collaborate with underwriting, actuarial, claims, finance, legal, and reinsurance teams to design and deliver customized client solutions.
• Analyze portfolio performance, profitability, retention, and growth opportunities, recommending actions to improve results.
• Support new business development efforts by identifying and pursuing opportunities within the ART and fronting marketplace.
• Provide technical expertise on captive insurance structures, risk retention mechanisms, reinsurance, funding approaches, and program design.
• Ensure compliance with regulatory, governance, and reporting requirements related to captive and fronting programs.
• Act as a subject matter expert and trusted advisor, influencing business decisions and supporting strategic initiatives across the organization.

Skills

Communication skills

Relationship management

Negotiation

Leadership without authority

Job description

Aviva Canada is seeking a Senior Underwriting Specialist, ART & Fronting to manage Alternative Risk Transfer programs and fronting activities nationwide. You will underwrite, structure, and optimize complex risk financing solutions for large commercial clients and brokers.

In this role you will collaborate with underwriting, actuarial, claims, finance, legal and reinsurance teams, driving profitable growth while ensuring regulatory compliance and governance across Canada.