Senior AML Investigator (6-Month Contract)

Haventree Bank; Toronto; On-site; CAD 80,000 - 120,000; Full time

Job summary

Haventree Bank, a Schedule I Canadian bank, is hiring a Senior AML Investigator in Toronto to identify and mitigate money laundering and financing risks. You will analyze trends, prepare case files, and train staff to strengthen risk awareness across the organization.

The role reports to the Director, AML Compliance and requires 3–5 years’ experience in financial services, AML knowledge, and relevant professional designations.

Qualifications

• University degree required and professional AML designation.
• Experience in financial services and anti-money laundering compliance.
• Familiarity with mortgage and deposit products and broker channels.

Responsibilities

• Conducts detailed AML and fraud investigations and documents findings.
• Prepares case files with evidence, conclusions, and actions taken.
• Recommends changes to procedures to mitigate identified risks.
• Develops and delivers AML training for employees.
• Performs compliance testing and risk assessments of practices.
• Maintains compliance records, logs and reporting materials.
• Assists with policy updates and periodic reviews of accounts.
• Ensures timely regulatory reporting and back-ups as needed.

Skills

AML compliance

Fraud investigations

Regulatory reporting

Mortgage and deposit products

Broker channel familiarity

Education

University degree

AML designations (ACAMS/CAMLI/ACFCS)

Accounting designation (CPA, CA)

Tools

FINTRAC Web Reporting Tool

Job description

Job Category: Compliance

Requisition Number: SENIO001258

Full-Time

Locations

Showing 1 location

Toronto, ON M5X1E5, CAN

Description

About Haventree Bank

Haventree Bank is a Schedule I Canadian bank dedicated to advancing financial security and upward mobility for Canadians underserved by traditional financial services. Through our broker-distributed alternative mortgage and GIC solutions, as well as our growing digital banking platform, we provide straightforward products that support long-term financial well-being and meaningful growth.

As a CDIC-insured, federally regulated bank, we offer the trust and stability of a traditional financial institution while embracing the innovation and customer-first mindset of a modern digital bank.

If you're looking for a place where your work has a direct impact, your ideas are valued, and innovation is encouraged, Haventree Bank is the place for you.

Position Summary:

Reporting to the Director, AML Compliance, the Senior AML Investigator is responsible for identifying, escalating, and mitigating money laundering and terrorist financing risk related activities. The Senior AML Investigator must have a deep understanding of money laundering regulations, methods, schemes and trends, combined with a strong analytical mindset and familiarity with analytical techniques.

Major Duties & Responsibilities:

• Conducts detailed investigations into instances of suspected AML and fraud related risks.
• Prepares case files and maintains appropriate records of all investigations conducted including descriptions of the incident, evidence collected, conclusions reached, and actions taken.
• Recommends changes to operating practices and procedures to mitigate risks identified through investigative findings.
• Develops and delivers educational and training material for employees to ensure ongoing awareness of emerging risk patterns and trends.
• Develops intelligence on AML/fraud trends from findings and outside sources to assist with effectively designing and implementing mitigation strategies to manage emerging risks.
• Conducts compliance testing and risk assessments of business practices and/or procedures, including auditing of client files to verify compliance on an ongoing basis.
• Prepares periodic compliance reports and maintains records, compliance files, logs, and issue tracking and management.
• Assists with the maintenance of departmental compliance policies and procedures.
• Assists with periodic internal account/customer reviews to identify potentially suspicious activity and ensure required diligence was collected.
• Ensures timely and efficient investigation and completion of regulatory reporting
• Completes other duties and projects as may be assigned from time to time including, but not limited to, acting as back-up to colleagues.

Qualifications & Experience:

Degrees, Diplomas & Certifications:

• The position requires a university degree and a professional designation in Anti-Money Laundering (ACAMS, CAMLI, ACFCS), Certified Fraud Examiner or accounting designation.

Years and Range of Experience Required to Perform the Job:

• The position requires 3-5 years’ experience in the financial services or banking industry.
• Excellent knowledge of Anti-Money Laundering/Anti-Terrorist Financing compliance with experience using FINTRAC’s Web Reporting Tool.
• Practical and proven experience with compliance and fraud investigations.
• Knowledge of mortgage and deposit products.
• Familiarity with independent broker distribution channel

While we thank everyone for their interest in Haventree Bank, please note that only candidates selected for an interview will be contacted. Haventree Bank is committed to providing accommodation when needed. If you require an accommodation, we will work with you to meet your needs.

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• Haventree Bank embraces equal opportunity, diversity, and inclusion. Please let us know if you require any accommodations during the recruitment and selection process by contacting [e-mail]