AML Investigator, Financial Intelligence Unit

RBC; Bedford; On-site; CAD 65,000 - 100,000; Full time

Benefits offered by this job

Total rewards program

Bonuses

Flexible benefits

Job summary

RBC in Bedford, Nova Scotia is seeking an Investigator (Canadian Banking) to join the AML FIU Investigations team. You will plan, conduct and complete risk-based investigations into matters referred to the Unit, gathering and evaluating information to determine if there is sufficient suspicion of money laundering or related crimes to report to Regulators.

In this role you will ensure compliance with regulatory requirements and RBC policy, maintain records, and collaborate with the Global FIU

Qualifications

• Understand money laundering processes and indicators.
• Strong investigative, analytical, and critical thinking abilities.
• Knowledge of FINTRAC guidance and requirements.
• Excellent verbal and written communication skills.
• Bachelor degree in Criminology/Criminal Justice Studies preferred.
• Proficiency in Microsoft Excel and Word.

Responsibilities

• Plan, conduct and complete risk-based investigations into matters identified.
• Maintain accurate records of all investigative actions and decisions.
• Ensure that material is handled in accordance with legal/regulatory requirements and RBC policy.
• Gather information/intelligence from available sources to determine suspicion level.
• Prepare relevant reports including documentation to support actions proposed from investigations.
• Promote and adhere to RBC’s policies and guidelines on conduct, development and data protection.
• Work with the Global AML-FIU Investigation Team and other FIU partners to meet defined timelines and escalate as needed.

Skills

Investigative skills

Analytical thinking

Verbal and written communication

Attention to detail

Education

Undergraduate degree in Criminology/Criminal Justice Studies

Tools

Microsoft Excel

Microsoft Word

Job description

What is the opportunity?

As an Investigator (Canadian Banking), you will work as an integral member of the AML Financial Intelligence Unit (FIU) Investigations team. You will plan, conduct and complete risk based investigations into matters referred to the Unit. Through the gathering, analysis and evaluation of relevant information, you will determine whether sufficient suspicion exists of money laundering, financing of terrorism or other criminal activities, to justify making a report to the Regulatory Authority. As Investigator, you play a key role in complying with legislative/regulatory requirements, and mitigating risk to RBC, in line with established RBC policy.

Job Description

What is the opportunity?

As an Investigator (Canadian Banking), you will work as an integral member of the AML Financial Intelligence Unit (FIU) Investigations team. You will plan, conduct and complete risk based investigations into matters referred to the Unit. Through the gathering, analysis and evaluation of relevant information, you will determine whether sufficient suspicion exists of money laundering, financing of terrorism or other criminal activities, to justify making a report to the Regulatory Authority. As Investigator, you play a key role in complying with legislative/regulatory requirements, and mitigating risk to RBC, in line with established RBC policy.

What will you do?

• Plan, conduct and complete risk based investigations into matters identified from media scans, transaction monitoring, as well as Unusual Transaction Reporting via internal partners
• Maintain accurate records of all investigative actions and decisions taken
• Ensure that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy
• Gather information/intelligence from all available sources, in order to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists
• Prepare relevant reports as required including documentation in support of any action proposed based on the results of investigations
• Promote and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security
• Work with the Global AML-FIU Investigation Team and other FIU partners to ensure that investigations are conducted within defined timelines and are escalated in accordance with policies

What do you need to succeed?

Must-have:

• Understanding of money laundering processes and knowledge of associated indicators
• Strong investigative, critical thinking, and analytical skills with the ability to apply them in diverse scenarios
• Knowledge and understanding of FINTRAC guidance/requirements
• Exceptional verbal and written communication skills, including the ability to gather and present complex information in a simple, concise manner
• Completion of an undergraduate degree (Criminology/Criminal Justice Studies preferred)
• Intermediate proficiency in Microsoft Excel and Word

Nice-to-have:

• Working background/experience with the major business segments of RBC
• AML background in Canadian banking
• ACAMS Certification

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions.
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team

Additional Job Details

Address:

90 WESTERN PKY:BEDFORD

City:

Bedford

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-09-01

Application Deadline:

2026-09-16

Note:

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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