Senior Advisor, Rental Property and Construction Credit Risk

Desjardins; Lévis; On-site; CAD 10,000,000 - 50,000,000; Full time

Benefits offered by this job

Competitive salary

Annual bonus

4 weeks of flexible vacation starting

Defined benefit pension plan

Group insurance including telemedicine

Reimbursement of health and wellness

Job summary

Desjardins is seeking a senior credit risk advisor to oversee credit risk for rental and construction financing, including short-term bridge loans and long-term property financing. You’ll participate in governance, mentor colleagues, and support workflow coordination across Desjardins’ risk teams.

Requirements include a Bachelor’s degree, at least six years of relevant experience, and fluency in French. The role involves ability to approve files up to $50 million and coach others.

Qualifications

• Bachelor’s degree in a related field.
• A minimum of six years of relevant experience.
• Experience in financing for residential or commercial rental properties, seniors’ residences, construction companies, large-scale real estate construction projects (financing up to $30 million) or subdivision projects.
• Relevant experience coaching colleagues.
• Knowledge of French is required

Responsibilities

• Approve credit files with loan commitments from $10 to $50 million (Group of Common Risk Entities)
• Provide the second signature for credit advisors
• Participate in coaching activities with colleagues or other Desjardins Business centre collaborators
• Help managers and team leaders manage and coordinate workflow volumes
• Act as an expert for the business line or the Credit Risk Oversight and Governance Department upon request

Skills

Credit risk management

Coaching

Financial analysis

French language proficiency

Education

Bachelor’s degree in a related field

Job description

Unionized position if filled in Montreal.

As a senior credit risk advisor for rental property and construction credit risk, you’ll contribute to credit authorization, research, analysis and development activities. You’ll help recommend directions and strategies aimed at implementing industry best practices for credit risk management oversight. You’ll mainly work on short-term financing files, including construction short-term (bridge) and long-term loans for residential and commercial rental properties and seniors’ residences. You may also be called upon to approve some of your colleagues’ files and participate in training and/or coaching activities. More specifically, you will be required to:

• Approve credit files with loan commitments from $10 to $50 million (Group of Common Risk Entities)
• Provide the second signature for credit advisors
• Participate in coaching activities with colleagues or other Desjardins Business centre collaborators
• Help managers and team leaders manage and coordinate workflow volumes
• Act as an expert for the business line or the Credit Risk Oversight and Governance Department upon request

What we offer*

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment

* Benefits apply based on eligibility criteria.

#LI-Hybrid

What you bring to the table

• Bachelor’s degree in a related field
• A minimum of six years of relevant experience
• Please note that other combinations of qualifications and relevant experience may be considered
• Experience in financing for residential or commercial rental properties, seniors’ residences, construction companies, large-scale real estate construction projects (financing up to $30 million) or subdivision projects
• Relevant experience coaching colleagues
• Knowledge of French is required
  Action oriented, Communicates effectively, Customer Focus, Differences, Interpersonal Savvy, Nimble learning, Strategic mindset

Equity, Diversity, Inclusion and Accessibility

At Desjardins, we believe in equity, diversity and inclusion. We’re committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there’s something we can do to help make the recruitment process or the job you’re applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!

Trade Union (If applicable)

FCDQ-MTL-TP CSD (00014) (2012-03-02 - )

Job Family

Risk management (FG)

Unposting Date

2026-10-7