Senior Advisor, Rental Property and Construction Credit Risk

Desjardins Group; Lévis; Hybrid; CAD 90,000 - 150,000; Full time

Benefits offered by this job

Competitive salary

Annual bonus

4 weeks vacation

Defined benefit pension

Group insurance with telemedicine

Health and wellness reimbursement

Telework equipment

Job summary

Desjardins Group in Montreal is seeking a senior credit risk advisor for rental property and construction credit risk management. You will contribute to credit authorization, research, analysis and development activities, and support industry best practices in risk oversight.

You’ll handle short-term financing files, including construction bridge loans and long-term loans for residential and commercial rental properties and seniors’ residences, and may approve colleagues’ files or train

Qualifications

• Bachelor's degree in a related field.
• Minimum six years of relevant experience.
• Experience in financing for residential or commercial rental properties, seniors’ residences, construction companies, or large real estate projects.
• Coaching experience with colleagues.
• French language knowledge is required.

Responsibilities

• Approve credit files with loan commitments from $10 to $50 million.
• Provide the second signature for credit advisors.
• Participate in coaching activities with colleagues.
• Help managers and team leaders manage and coordinate workflow volumes.
• Act as an expert for the business line or the Credit Risk Oversight and Governance Department.

Skills

Credit risk

Analytical skills

Coaching ability

French required

Strategic thinking

Education

Bachelor's degree in a related field

Job description

Unionized position if filled in Montreal. As a senior credit risk advisor for rental property and construction credit risk, you’ll contribute to credit authorization, research, analysis and development activities. You’ll help recommend directions and strategies aimed at implementing industry best practices for credit risk management oversight. You’ll mainly work on short-term financing files, including construction short-term (bridge) and long-term loans for residential and commercial rental properties and seniors’ residences. You may also be called upon to approve some of your colleagues’ files and participate in training and/or coaching activities.

#LI-Hybrid

Responsibilities

More specifically, you will be required to:

• Approve credit files with loan commitments from $10 to $50 million (Group of Common Risk Entities)
• Provide the second signature for credit advisors
• Participate in coaching activities with colleagues or other Desjardins Business centre collaborators
• Help managers and team leaders manage and coordinate workflow volumes
• Act as an expert for the business line or the Credit Risk Oversight and Governance Department upon request

What you bring to the table

• Bachelor's degree in a related field
• A minimum of six years of relevant experience
• Please note that other combinations of qualifications and relevant experience may be considered
• Experience in financing for residential or commercial rental properties, seniors’ residences, construction companies, large-scale real estate construction projects (financing up to $30 million) or subdivision projects
• Relevant experience coaching colleagues
• Knowledge of French is required
• Action oriented, Communicates effectively, Customer Focus, Differences, Interpersonal Savvy, Nimble learning, Strategic mindset

What we offer

• Competitive salary and annual bonus
• 4 weeks of flexible vacation starting in the first year
• Defined benefit pension plan that provides predictable, stable income throughout retirement
• Group insurance including telemedicine
• Reimbursement of health and wellness expenses and telework equipment
• Benefits apply based on eligibility criteria.

Trade Union (If applicable) FCDQ-MTL-TP CSD (00014) (2012-03-02 - )

Desjardins Group is the largest cooperative financial group in North America. We're the choice for over 52,000 employees and we're named one of Canada's top employers by Mediacorp and Forbes. We offer a full range of financial products and services and share our expertise in personal services, business services, wealth management, life and health insurance, and property and casualty insurance. Pursuing a career at Desjardins means being part of an organization that puts people first.

Equity, Diversity, Inclusion and Accessibility At Desjardins, we believe in equity, diversity and inclusion.

We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all.

At Desjardins, we have zero tolerance for discrimination of any kind.

We believe our teams should reflect the diversity of the members, clients and communities we serve.

If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know.

We can provide accommodations at any stage in the recruitment process.

Just ask!