Remote Fraud Analyst & AML/KYC Specialist

Vault Credit Corporation; Toronto; Hybrid; CAD 65,000 - 90,000; Full time

Job summary

Vault Credit Corporation seeks a Fraud Analyst to protect against fraud losses by verifying customers, documents, equipment and premises. The role blends remote work with third-party inspections and hands-on AML/KYC support.

Responsibilities include reviewing high-risk files, documenting findings, coordinating with external providers, and reporting to underwriting and management. Strong analytical skills and knowledge of Canadian AML/KYC rules are essential.

Qualifications

• Post-secondary education in business, finance, criminology, law or related field, or equivalent experience.
• Strong analytical skills and curiosity about fraud schemes.
• Familiarity with Canadian AML/KYC requirements (PCMLTFA, FINTRAC).
• Ability to detect altered or forged documents and inconsistent data.
• Strong written communication; able to document findings clearly and defensibly.
• Discretion with confidential information and sound judgment.

Responsibilities

• Inspect equipment and premises remotely or via third parties to verify existence and alignment with documentation.
• Review high-risk files, identify red flags and propose verification steps.
• Verify customer data against independent sources and record outcomes.
• Support AML/KYC program, including screening (sanctions, PEPs) and procedure updates.
• Investigate suspected fraud cases and prepare regulatory reports (FINTRAC timelines).
• Track fraud metrics and update red-flag guidance; train staff on fraud/AML practices.
• Assist in monthly reviews and audits with the Director, Credit.

Skills

Analytical skills

AML/KYC awareness

Attention to detail

Written communication

Independent work

Remote coordination

Education

Post-secondary in business/finance/criminology/law or related field

Tools

Microsoft Office

Case-management systems

Job description

Vault Credit Corporation seeks a Fraud Analyst to protect against fraud losses by verifying customers, documents, equipment and premises. The role blends remote work with third-party inspections and hands-on AML/KYC support.

Responsibilities include reviewing high-risk files, documenting findings, coordinating with external providers, and reporting to underwriting and management. Strong analytical skills and knowledge of Canadian AML/KYC rules are essential.