Property & Casualty Adjuster

Kernaghan Adjusters Ltd; Toronto; On-site; CAD 55,000 - 75,000; Full time

Benefits offered by this job

Competitive remuneration

Excellent benefits

Job summary

Kernaghan Adjusters Ltd. is seeking an experienced all-lines adjuster in Toronto to investigate claims, assess damages, and prepare detailed reports.

The successful candidate will handle property claims, negotiate settlements, and ensure compliance with regulations. The role requires at least one year of adjusting experience, relevant licenses or progress toward them, and strong communication and analytical skills.

Qualifications

• At least one year of adjusting experience.
• Experience handling property claims.
• Insurance Adjuster License Level 1 or 2 or eligibility to obtain one.
• CIP Designation or working towards CIP.
• Strong mathematical, statistical and problem-solving abilities.
• Excellent communication and interpersonal skills.
• Proficient with Microsoft Office (Word/Excel/OneNote).
• Experience navigating a claims management system and protecting confidentiality.

Responsibilities

• Attend or investigate claims on behalf of principals to assess damages, create scopes of repair, interview claimants and witnesses and create scene diagrams.
• Review policy wordings to determine coverage.
• Communicate findings in detailed report format.
• Review professional reports (engineering, accounting, legal, or building consultants).
• Authorize or deny coverage based on findings and instructions from principals.
• Negotiate settlements with insureds/claimants per principal guidance.
• Ensure claims are processed in accordance with statutory requirements.

Skills

Interpersonal skills

Communication skills

Team building

Organizational skills

Independent work

Problem-solving

Education

CIP Designation

Insurance Adjuster License (L1/L2)

Tools

Microsoft Word

Excel

OneNote

Claims management system

Job description

The successful candidate is an experienced all-lines adjuster who is committed to providing exceptional customer service. They will have superior interpersonal, team building and strong organizational skills with a commitment to quality and integrity. They will have the ability to work well independently.

JOB DESCRIPTION

• Reporting to the VP of Eastern Canada
• Attending or investigating claims on behalf of our principals to: assess damages, create scopes of repair, interview claimants and witnesses and create scene diagrams
• Reviewing policy wordings to determine coverage
• Communicating findings of investigations in a detailed report format
• Reviewing professional reports related to the claim; such as, engineering, accounting, legal or building consultant
• Authorizing or denying coverage based on findings and instructions received from our principals
• Negotiating settlements with insureds and/or claimants based on instructions received from our principals
• Ensuring that claims are processed in accordance with statutory requirements

The ideal candidate will have:

• Minimum one year of adjusting experience
• Have experience in handling property claims
• Insurance Adjuster Level 1 or 2 License or meet requirements to obtain a Level 1 or 2 license
• CIP Designation, or working towards CIP Designation
• Outstanding mathematical, statistical, and problem-solving skills
• Exceptional communication and interpersonal skills
• Computer proficiency with Microsoft Office products including Word, Excel and OneNote
• Experience and ability to navigate a claims management system
• Demonstrated ability to maintain confidentiality and to exercise discretion
• The ability to work independently in a high-pressure environment

Kernaghan Adjusters offers competitive remuneration and excellent benefits. Career paths are provided for our professionals as we encourage continuing education and the pursuit of industry accreditation/certification. This is an existing position. Kernaghan Adjusters does not utilize artificial intelligence in the screening, assessment, or selection of applicants for this position.

This is for an existing posting

Kernaghan Adjusters DOES NOT utilize artificial intelligence in the screening, assessment, or selection of applicants for this position.

We are committed to providing an inclusive and accessible recruitment and employment experience. Accommodations are available throughout the selection process in accordance with applicable human rights and accessibility legislation. If you require accommodation, let us know and we will work with you to meet your needs.