Property & Casualty Adjuster

Kernaghan Adjusters; Victoria; On-site; CAD 60,000 - 90,000; Full time

Benefits offered by this job

Vacation Time

Commission Structure

RRSP

Travel Reimbursement

Continuing Education

Job summary

Kernaghan Adjusters Ltd. in Victoria, BC seeks an experienced insurance adjuster to investigate claims, assess damages, create scopes of repair, and interview claimants. You will review policy wordings, compile detailed reports, and participate in settlement negotiations with insureds.

Strong math, discretion, and independence in a high-pressure environment are essential. The ideal candidate will hold an Adjuster License (Level 1 or 2) or be pursuing CIP/Designation, with proficiency in MS

Qualifications

• Minimum one year of adjusting experience.
• Experience in handling property claims.
• Strong mathematical, statistical and problem-solving skills.
• Exceptional communication and interpersonal skills.
• Proficient with Microsoft Office (Word, Excel, OneNote).
• Experience navigating a claims management system.
• Ability to maintain confidentiality and exercise discretion.
• Ability to work independently in a high-pressure environment.

Responsibilities

• Attend or investigate claims on behalf of principals to assess damages, create scopes of repair, interview claimants and witnesses and create scene diagrams.
• Review policy wordings to determine coverage.
• Communicate findings in detailed report format.
• Review related professional reports (engineering, accounting, legal, building consultant).
• Authorize or deny coverage based on findings and instructions.
• Negotiate settlements with insureds and claimants.
• Ensure claims are processed in accordance with statutory requirements.

Skills

Adjusting experience

Property claims

Mathematical/problem-solving

Communication & interpersonal

Microsoft Office (Word, Excel, OneNote

Claims management system

Discretion/confidentiality

Independent work under pressure

Education

Insurance Adjuster Level 1 or 2 License

CIP Designation or in progress

Tools

Claims management system

Job description

JOB DESCRIPTION

• Reporting to the VP of BC Operations
• Attending or investigating claims on behalf of our principals to: assess damages, create scopes of repair, interview claimants and witnesses and create scene diagrams
• Reviewing policy wordings to determine coverage
• Communicating findings of investigations in a detailed report format
• Reviewing professional reports related to the claim; such as, engineering, accounting, legal or building consultant
• Authorizing or denying coverage based on findings and instructions received from our principals
• Negotiating settlements with insureds and/or claimants based on instructions received from our principals
• Ensuring that claims are processed in accordance with statutory requirements

The ideal candidate will have:

• Minimum one year of adjusting experience
• Have experience in handling property claims
• Insurance Adjuster Level 1 or 2 License or meet requirements to obtain a Level 1 or 2 license
• CIP Designation, or working towards CIP Designation
• Outstanding mathematical, statistical, and problem-solving skills
• Exceptional communication and interpersonal skills
• Computer proficiency with Microsoft Office products including Word, Excel and OneNote
• Experience and ability to navigate a claims management system
• Demonstrated ability to maintain confidentiality and to exercise discretion
• The ability to work independently in a high-pressure environment

What we Offer:

• Vacation Time
• Commission Structure
• RRSP
• Travel Reimbursement
• Continuing Education

This is for an existing posting

Kernaghan Adjusters DOES NOT utilize artificial intelligence in the screening, assessment, or selection of applicants for this position.

We are committed to providing an inclusive and accessible recruitment and employment experience. Accommodations are available throughout the selection process in accordance with applicable human rights and accessibility legislation. If you require accommodation, let us know and we will work with you to meet your needs.