Product Owner

Apptoza Inc.; Toronto; Hybrid; CAD 110,000 - 155,000; Full time

Job summary

Apptoza Inc. in Toronto is seeking a Senior Technical Product Owner to drive FX and Payments technology initiatives.

You will own the product backlog, translate business requirements into delivery-ready user stories, and act as the primary liaison between business stakeholders and Agile delivery teams across FX and cross-border payment programs. The ideal candidate has 5+ years as a Product Owner or Business Analyst in financial services technology, with 3+ years in FX and settlements,

Qualifications

• 5+ years as a Product Owner or Business Analyst in financial services tech.
• 3+ years' experience in FX and settlements.
• Business systems analyst skill set.
• Agile/Scrum experience in a large, matrixed organization.
• Experience with payment modernization: real-time payments, correspondent banking, sanctions screening.
• Familiarity with FX risk concepts: counterparty exposure, limit monitoring.
• Hands-on experience using AI tools (GitHub Copilot) to assist with requirements documentation and analysis.

Responsibilities

• Own the product backlog and translate business requirements into delivery-ready user stories.
• Act as the primary liaison between business stakeholders and Agile delivery teams across FX and cross-border payment programs.

Skills

Product ownership

Agile/Scrum

FX/Payments domain knowledge

AI-assisted analysis

Business analysis

Tools

GitHub Copilot

Job description

Technical Product Owner

Toronto, ON - Hybrid (4 Days WFO)

12 months

Job Description

About the Role

We are seeking a Senior Technical Product Owner to drive FX and Payments technology initiatives.

You will own the product backlog, translate business requirements into delivery-ready user stories, and act as the primary liaison between business stakeholders and Agile delivery teams across FX and cross-border payment programs.

Required Qualifications/Skills

• 5+ years as a Product Owner or Business Analyst in financial services technology
• 3+ years' experience in FX and settlements
• Business systems analyst skill set
• Agile/Scrum experience in a large, matrixed organization
• Experience with payment modernization: real-time payments, correspondent banking, sanctions screening
• Familiarity with FX risk concepts: counterparty exposure, limit monitoring.
• Hands-on experience in using AI tools (GitHub, Copilot) to assist with requirements documentation and analysis

Required FX Domain Knowledge

• Spot rates
• Forward rates
• Cross rates and derived currency pair calculations
• Interbank Settlements for FX
• SWIFT messaging: MT202/MT103 (payments); ISO 20022 equivalents (pacs, fxtr)