Technical Product Owner - Payments

RBC; Toronto; On-site; CAD 90,000 - 130,000; Full time

Benefits offered by this job

Competitive compensation

Bonuses

Flexible benefits

Stock options

Job summary

RBC is seeking a Technical Product Owner to bridge business, operations, compliance and engineering for payment solutions in a regulated financial services context. You will help analyze, design, deliver and validate high-value real-time payments platforms, embedding controls and best practices throughout the lifecycle.

You will work with analytics and regulatory requirements, driving clarity in requirements, supporting backlogs and roadmaps, and aligning multiple streams of work across lines of

Qualifications

• 3-5 years in Financial Services, Payments, or Banking Technology, with at least 2 years in Technical Product Ownership, Business Systems Analysis, or an equivalent role.
• Hands-on experience with Correspondent Payment routing, including understanding payment message flows, routing logic, and settlement processes.
• Exposure to High-Value Payments, SWIFT MT/MX messaging, or ISO 20022 standards (deep expertise not required).
• Familiarity with sanctions screening, AML controls, or regulatory compliance considerations in a payments context.
• Experience in Agile, Scrum, or SAFe delivery models with the ability to communicate with technical and business stakeholders.
• Strong written and oral communication skills to document requirements clearly and present findings.

Responsibilities

• Support the product backlog, roadmap, and delivery activities for payment processing and platform modernization initiatives under guidance of senior team members.
• Translate business objectives into clear functional and technical requirements across concurrent priorities.
• Participate in requirements elicitation, solution design, and cross-functional alignment across multiple lines of business.
• Analyze and document payment capabilities focusing on Correspondent Payment routing; contribute to Domestic and Cross-Border payments, SWIFT MT/MX and ISO 20022 initiatives.
• Support integration of sanctions screening, AML controls, and regulatory requirements into payment workflows and system design.
• Identify issues, conflicts, and risks; escalate and collaborate on mitigation strategies.
• Contribute to AI-assisted delivery practices across the SDLC to support automation and continuous improvement.
• Build working relationships across business units to define deliverables and ensure initiatives are integrated into procedures.

Tools

JIRA

Confluence

Job description

What is the opportunity?

Our Enterprise Payments team is modernizing high-value and real-time payment platforms, and we're looking for a motivated Technical Product Owner to grow with us. In this role, you will serve as a key connector between business stakeholders, operations, compliance, and engineering - supporting the analysis, design, delivery, and validation of payment solutions in a regulated financial services environment. You will contribute to outcomes across the product lifecycle, helping embed regulatory controls and best practices into every stage of delivery. If you have a foundation in payments technology and a drive to expand your expertise across complex, cross-functional initiatives, this is the role for you.

What will you do?

Key Responsibilities

• Support the product backlog, roadmap, and delivery activities for payment processing and platform modernization initiatives under the guidance of senior team members.
• Translate business objectives into clear functional and technical requirements across concurrent priorities.
• Participate in requirements elicitation, solution design, and cross-functional alignment across multiple lines of business.
• Analyze and document payment capabilities with a focus on Correspondent Payment routing, and contribute to initiatives spanning Domestic and Cross-Border payments, SWIFT MT/MX messaging, and ISO 20022 standards.
• Support the integration of sanctions screening, AML controls, and regulatory requirements into payment workflows and system design.
• Identify potential issues, conflicts, and risks; escal​ate and collaborate on mitigation strategies as needed.
• Contribute to AI-assisted delivery practices across the SDLC to support automation and continuous improvement.
• Build working relationships across business units and platforms, collaborating with teams to define deliverables and ensure initiatives are effectively integrated into procedures and processes.

What do you need to succeed?

What You Bring

• 3-5 years in Financial Services, Payments, or Banking Technology, with at least 2 years in Technical Product Ownership, Business Systems Analysis, or an equivalent role.
• Hands-on experience with Correspondent Payment routing, including an understanding of payment message flows, routing logic, and settlement processes.
• Exposure to High-Value Payments, SWIFT MT/MX messaging, or ISO 20022 standards (deep expertise not required).
• Familiarity with sanctions screening, AML controls, or regulatory compliance considerations in a payments context.
• Experience working in Agile, Scrum, or SAFe delivery models with the ability to communicate effectively with technical and business stakeholders.
• Strong written and oral communication skills with the ability to document requirements clearly and present findings to diverse audiences.
• Organized, deadline-driven, and able to manage multiple priorities simultaneously.

Key Skills

• Correspondent payment routing
• SWIFT MT/MX
• ISO 20022
• Sanctions & AML
• Product Backlog Management
• Agile/SAFe
• Stakeholder Management
• System Integration AnalysisAI-Assisted Delivery
• JIRA
• Confluence

What's in it for you?

• Competitive compensation, bonuses, flexible benefits, and stock options where applicable.
• Coaching, stretch opportunities, and world-class training.
• Progressive accountabilities in a high-performing, collaborative team.
• Culture built on mutual success.

Job Skills

Agile Methodology, Business Data Analysis, Business Process Modeling, Commercial Acumen, Communication, Critical Thinking, Decision Making, Group Problem Solving, Interpersonal Relationship Management, Requirements Analysis

Additional Job Details

Address: 180 WELLINGTON ST W:TORONTO

City: Toronto

Country: Canada

Work hours/week: 37.5

Employment Type: Full time

Platform: TECHNOLOGY AND OPERATIONS

Job Type: Regular

Pay Type: Salaried

Posted Date: 2026-08-06

Application Deadline: 2026-09-06

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.