Payments Product Manager: Debit Card & Merchant Solutions

FIS; Canada; On-site; CAD 90,000 - 130,000; Full time

Job summary

FIS is seeking a Payments Product Manager to shape solutions spanning issuer processing, debit cards and retail merchant acquiring. You will translate client and market needs into product requirements, roadmaps and commercially viable solutions, guiding products from discovery through lifecycle management.

You will collaborate with technology, sales, operations, risk and compliance to deliver reliable payment capabilities, improve client value, and drive growth in fintech.

Qualifications

• Strong knowledge of issuer processing, debit card products, retail merchant acquiring and payment transaction lifecycles.
• Experience translating client and business needs into clear functional and technical requirements for payment or fintech solutions.
• Knowledge of authorization, clearing and settlement processes and payment networks such as INTERAC, Visa and Mastercard.
• Experience with product strategy, roadmap development, business cases, pricing, commercialization or product profitability analysis.
• Strong analytical and problem-solving skills with the ability to interpret transaction, revenue and product performance data.
• Proficiency in Microsoft Excel and experience using data to support product decisions and financial analysis.
• Working knowledge of APIs, technical integrations, payment processing platforms and network certification requirements.
• Experience supporting product implementations, client onboarding, payment modernization or comparable complex technology initiatives.

Responsibilities

• Lead product discovery, requirements gathering and solution design with financial institutions, credit unions, merchants and payment ecosystem partners.
• Develop and execute product roadmaps for issuer processing, debit card and retail merchant acquiring solutions.
• Identify product enhancements and growth opportunities using client needs, market trends, competitive insights and product performance data.
• Build business cases and support pricing, commercial models, profitability analysis and financial performance assessments.
• Manage capabilities spanning transaction processing, card lifecycle management, PIN services, cardholder services and digital payments.
• Support merchant acquiring solutions, including POS ecosystems, payment terminals, card-present transactions and payment acceptance.
• Partner with technology teams and vendors on APIs, processing integrations, payment connectivity, terminal certifications and solution implementations.
• Analyze transaction, revenue, profitability and operational metrics to identify opportunities for product and process improvement.
• Support network mandates, compliance and certification requirements involving INTERAC, Visa, Mastercard, EMV and PCI DSS.
• Partner across sales, client management, technology, operations, risk and compliance to commercialize, implement and improve payment solutions.

Skills

Issuer processing

Debit card products

Merchant acquiring

Payment lifecycles

Requirements gathering

Roadmap development

Pricing strategy

Financial analysis

Excel

APIs

Data analysis

Tools

APIs

Job description

FIS is seeking a Payments Product Manager to shape solutions spanning issuer processing, debit cards and retail merchant acquiring. You will translate client and market needs into product requirements, roadmaps and commercially viable solutions, guiding products from discovery through lifecycle management.

You will collaborate with technology, sales, operations, risk and compliance to deliver reliable payment capabilities, improve client value, and drive growth in fintech.