Mortgage Underwriter - Specialized Credit & AML

EQ Bank | Canada's Challenger Bank; Toronto; Hybrid; CAD 80,000 - 110,000; Full time

Benefits offered by this job

Competitive bonus

RRSP match program

Medical/dental/vision

Employee Share Purchase Plan

Maternity/Parental top-up

Vacation & personal days

Career development

Job summary

EQ Bank, Canada's Challenger Bank, is seeking a Residential Mortgage Underwriter, Specialized Credit to assess new mortgage applications and issue commitments. In this hybrid role based in Toronto, you will verify documentation, manage deal flow, and collaborate with mortgage brokers to balance risk with service and profitability.

The position requires attention to detail, AML/ATF knowledge, strong broker relationships, and the ability to work in a fast-paced environment.

Qualifications

• 2+ years of mortgage underwriting experience.
• Strong knowledge of AML/ATF requirements.
• Detail-oriented with excellent analytical skills.
• Ability to work under pressure and meet deadlines.
• Bilingual in English and French.

Responsibilities

• Review applications, verify documentation, and determine approval or referral.
• Follow up with brokers to maximize funding volumes.
• Ensure compliance with AML/ATF and insurers' policies.
• Manage file flow to meet SLAs and deadlines.
• Provide underwriting expertise to brokers and support junior staff.
• Maintain high level of customer service with brokers.
• Develop broker relationships to drive NPS results.

Skills

Mortgage underwriting

AML/ATF knowledge

Bilingual English/French

MS Office proficiency

Education

Post-secondary degree (financial field)

Tools

MS Office (Word/Excel)

Job description

EQ Bank, Canada's Challenger Bank, is seeking a Residential Mortgage Underwriter, Specialized Credit to assess new mortgage applications and issue commitments. In this hybrid role based in Toronto, you will verify documentation, manage deal flow, and collaborate with mortgage brokers to balance risk with service and profitability.

The position requires attention to detail, AML/ATF knowledge, strong broker relationships, and the ability to work in a fast-paced environment.