Mortgage Analyst

CANADA ICI CAPITAL CORPORATION; Vancouver; On-site; CAD 50,000 - 70,000; Full time

Benefits offered by this job

Competitive salary

Performance-based bonus

Comprehensive benefits package

RRSP matching

Fast-track career growth

Mentorship from industry leaders

Professional development opportunities

Job summary

Canada ICI Capital Corporation is seeking a Mortgage Analyst to join our Vancouver team. You will work in a collaborative environment to analyze commercial mortgage investments and support financial reporting for a range of real estate transactions.

You will evaluate investment quality using operating statements, rent rolls, and third-party reports, build proformas and cash flow models, and help manage the funding process while ensuring compliance and robust data management.

Qualifications

• Bachelor of Commerce with Finance/Economics/Math or MBA required.
• 1 year of CRE experience is an asset.
• Strong finance modeling including IRR, NPV, cash flows.
• Proficiency in Excel with advanced features.
• Excellent financial analysis and underwriting skills.
• Strong communication and interpersonal skills.
• Detail oriented and able to multi-task in a fast pace.
• Knowledge of Real Estate or Finance industry is an asset.

Responsibilities

• Analyze commercial mortgage investments with mortgage professionals.
• Evaluate investment quality via operating statements, rent rolls, and appraisals.
• Prepare proformas, cash flow models, and project underwriting.
• Share market data with the origination group from CMHC Data and other reports.
• Review third-party reports and summarize findings.
• Organize all project documentation and folders.
• Assist Origination team in structuring opportunities based on investment criteria.
• Coordinate funding process and ensure compliance documentation.

Skills

Finance modeling

Excel expertise

Interpersonal skills

Cash flow analysis

Multi-tasking

Education

Bachelor of Commerce (Finance/Economics/Math) or MBA

Tools

Excel (Pivot tables, charts)

Financial analysis tools

Job description

We are looking for interesting, independent thinkers and doers who can help shape the culture of a forward-looking company that's proud of its legacy.

The Mortgage Analyst works in a team-based environment focusing on delivering high quality market analysis and financial reporting. This position will expose the analyst to a wide variety of commercial real estate transactions and provide an industry leading exposure to commercial real estate underwriting fundaments.

This position is full-time in-office in Vancouver Downtown.

The posting with close on October 1st to review applicants.

This Position Offers

• Competitive annual salary ranges from $50,000 to $70,000.
• Performance based bonus.
• Comprehensive benefits package, which includes extended health care (with paramedical coverage), dental, health spending account, Employee & Family Assistance Program as well as life & disability insurance.
• Fast-track career growth within Canada ICI.
• Mentorship from some of the strongest Analysts and Originators within the commercial real estate industry.
• Matching RRSP Program.
• Opportunities for professional development and certifications.

Responsibilities

• Work with our mortgage professionals to analyze commercial mortgage investments.
• Evaluate the quality of the mortgage investment through analysis of operating statements, rent rolls, financial statements, market data, third party engineering reports, and appraisals.
• Preparation of proformas, cash flow models, and project specific underwriting.
• Obtain and share market data to entire origination group (market reports from brokerages, CMHC Data, Cost Consultants reports, data platforms etc.).
• Review and summarize all third-party reports (appraisals, BCA’s, Environmental, etc.).
• Organize and manage all project related documentation, information, and folders.
• Assist Mortgage Origination team in structuring mortgage opportunities based on the investment criteria of over 100 sources of mortgage capital available to Canada ICI.
• Complete institutional quality Mortgage Investment Brochures.
• Work with the Mortgage Origination team to manage and coordinate the funding process.
• Ensure all written and electronic documentation meets compliance requirements, while maintaining highly organized and current data files for all client sales folders.
• Establish relationships with third party report providers (appraisers, engineers, cost consultants).
• Work with origination group to obtain documents from clients.
• Communicate professionally and efficiently with origination group, clients, analyst team, and other industry contacts.

Qualifications

• Bachelor of Commerce Degree (Major in Finance, Economics or Math); or MBA.
• 1 year of experience in the Commercial Real Estate Industry is considered an asset.
• Strong understanding of basic finance modeling, including rates of return, IRR, NPV, and cash flow modeling.
• Applicable provincial mortgage license is considered an asset, or you must be willing to start working on it after your first 6 months of employment.
• Excellent financial analysis research and underwriting skills.
• Strong interpersonal and communication skills.
• Clear understanding of cash flow statements, preparation and analysis.
• High attention to detail.
• Ability to multi-task and work in a fast-paced environment.
• Expert level of knowledge in Excel required to include formulas, pivot tables, charting, etc.
• Past teamwork, and team player focus, and experience required.
• Knowledge of Real Estate or Finance Industry is an asset.

About Canada ICI

Canada ICI Capital Corporation is an industry leader in the distribution and management of compelling mortgage products, specializing in commercial mortgage origination, direct lending, and mortgage asset management. Through its national platform, the firm combines entrepreneurial agility with institutional discipline to help borrowers access capital and enable mortgage investors to fund confidently in high-quality opportunities.

As one of the country’s most active CMHC lenders, Canada ICI offers a comprehensive suite of CMHC construction and term financing products for top-tier borrowers across Canada. Its CMHC program is widely regarded as one of the most reliable and competitive sources of capital in the market.

Want to Learn More?

Not ready to apply? We invite you to explore what it's like working with Canada ICI. Learn more about our culture, our values, and how we can help you build your career in commercial real estate. Visit www.icicareers.com

Canada ICI is committed to building a diverse, equitable, and inclusive workforce and welcomes applications from all qualified candidates, including individuals with disabilities. Accommodations are available upon request for candidates participating in all aspects of the recruitment and selection process. We strongly encourage applications from candidates of diverse backgrounds and experiences.

AI-enabled tools may be used during the recruitment process to support applicant screening and assessment. Hiring decisions are made by qualified team members.

While we thank all applicants for their interest, only those individuals selected for an interview will be contacted.