Manager, Financing Solutions

Banque Nationale du Canada; Richmond Hill; Hybrid; CAD 90,000 - 140,000; Full time

Benefits offered by this job

Health and wellness program

Employee Share Ownership Plan

Employee and family assistance program

Preferential banking services

Involvement in community initiatives

Virtual sleep clinic

Job summary

National Bank is seeking a Manager, Financing Solutions to act as a credit specialist supporting underwriting and risk management. You will analyze financial statements, assess creditworthiness, and develop financing scenarios that meet client needs while aligning with the Bank's risk criteria.

You will prepare credit applications with Commercial Account Managers, present recommendations to Senior Manager and Credit, and collaborate with internal partners to provide a high-quality client

Qualifications

• Hold a bachelor’s degree in accounting, finance, or a related field.
• 3 to 6 years of experience in business financial services, credit analysis, or risk management.
• Demonstrate strong experience in financial statement analysis and credit assessment.
• Experience in commercial banking or business lending is considered an asset.

Responsibilities

• Analyze financial statements and credit information to assess creditworthiness of commercial clients.
• Prepare credit applications and financing offers with risk mitigation.
• Present credit applications to Senior Manager and Credit with sound recommendations.
• Collaborate with internal partners to deliver high-quality client experience and efficiency.

Skills

Credit analysis

Financial statement analysis

Risk management

Lending practices

Commercial banking

Education

Bachelor's degree in accounting/finance

Job description

Area(s) of interest: Advisory services, Commercial banking

A career as a Manager, Financing Solutions at National Bank means acting as a credit specialist supporting financing underwriting and risk management. This role allows you to have a direct impact on the organization by contributing your expertise in financial analysis, credit assessment, underwriting, and portfolio risk management.

Your role

• Analyze financial statements and all relevant reports and credit information to assess creditworthiness of new and existing commercial clients of the bank
• Prepare credit applications and financing offers in collaboration with Commercial Account Managers, by mitigating risks and developing financing scenarios that meet client needs and match the Bank's risk criteria
• Present the credit applications to Senior Manager and Credit with sound recommendations, and ensure compliance with the bank’s credit policies, procedures, and quality standards
• Collaborate closely with internal partners to deliver a consistent, high-quality client experience and operation efficiency

Your team

The Commercial Banking Team consists of more than 100 specialists who work in an agile, proactive, and collaborative manner to seize opportunities, stay at the cutting edge of financial solutions, and continuously improve processes.

Within the Commercial Lending department, you are part of a team of experienced professionals and report to the Senior Manager. Our team stands out for its strong collaboration, analytical rigor, and focus on high-quality credit decisions. We aim to offer you maximum flexibility to promote your quality of life. This includes a hybrid work environment and a flexible, adaptable schedule.

The Bank values continuous development and internal mobility. Our personalized training programs, based on learning through action, allow you to master your role and develop new areas of expertise. Tools such as the Data Academy, language training, the Harvard Learning Center, and coaching and mentoring support are available to you at all times.

Requirements

• Hold a bachelor’s degree in accounting, finance, or a related field
• Have 3 to 6 years of experience in business financial services, credit analysis, or risk management
• Demonstrate strong experience in financial statement analysis and credit assessment
• Possess knowledge of lending practices, risk mitigation strategies, and credit structuring
• Experience in commercial banking or business lending is considered an asset.

Languages:

Skills

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Communication Diversity & Inclusion Driving Results Emotional Intelligence Teamwork Accountability Client-focused Empathy Initiative Learning Agility Resiliency Humility

In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family such as:

• * Health and wellness program, including many options
• * Employee Share Ownership Plan
• * Employee and family assistance program
• * Preferential banking services
• * Involvement in community initiatives
• * Virtual sleep clinic

We have an offer that keeps up with trends as well as your needs and those of your family.

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We value employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication are encouraged.

Making a bold move in a people-first environment

We’re a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on people’s lives. Our core values of partnership, agility, and empowerment inspire us, and inclusion is central to our commitments. We aim, wherever possible, to provide a barrier-free and accessible environment to all employees.

We strive to provide accessibility measures throughout the recruitment process within the limits of our available resources. If you require accommodations, feel free to let us know during your initial conversations. We welcome all candidates! What can you bring to our team?

Why work at National Bank?

For an environment that supports your career path

There are many varied opportunities for you to progress and develop, and move ahead in your career. This includes on-the-job learning and training, co-development and pairing with other employees, professional support and mentoring, internal career days or discussion forums with our leaders.

For an inclusive and diverse environment

We foster inclusion in an environment where each person’s unique qualities, whether visible or invisible, are celebrated and valued. We welcome all candidates! What can you bring to your team?